Retirement Depression: Mental Health After Retirement

Retirement is a significant event in later life that can totally transform your routine, identity, finances, and social life. It’s a big adjustment that many people struggle with. You might experience a loss of purpose, or feel lonely because work no longer keeps you busy and around other people every day. 

Some people develop retirement depression. Low mood and low motivation set in after the permanent end of working life. However, there are several ways to rebuild a routine, well-being, confidence, and social life. 

In this article, we’ll discuss:

  • What retirement depression is.
  • The emotional difficulties retirement can cause.
  • Why retirement poses risks for mental health.
  • Mental health self-care tips for life after retirement.
  • How professional support can help you adjust to retirement.
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Table of Contents

What Is Retirement Depression?

Retirement is a major life transition. It can change your identity, resources, social role, and even health. Adjusting to all that can affect mental health, sometimes resulting in retirement depression, anxiety, grief, or an identity crisis.[1] 

Retirement depression is a real risk to senior mental health, even though the change may begin as a positive thing. Some people report a “honeymoon” phase at the beginning, where retirement feels like a holiday. 

However, as retirement goes on, it can become increasingly difficult to adjust, and this can result in several emotional challenges. Below are common ones, along with the symptoms of depression to look out for.

Common Emotional Difficulties After Retirement

You might experience a range of emotional challenges once you retire. These can include:[2] 

  • Feelings of grief after retirement, particularly if you loved your job.
  • Isolation and loneliness due to the lack of regular contact with coworkers.
  • Aimlessness about what to do with your time.
  • Loss of identity, self-esteem, and purpose.
  • Feeling overwhelmed by a large amount of free time and possibilities.
  • Frustration, anxiety, and depression.

These symptoms might indicate an adjustment disorder, which is the term for mental health difficulties after a significant life change. If this persists for several weeks or months without change, it’s worth speaking to a professional.

Symptoms of Retirement Depression

Retirement depression can cause many symptoms, and you may not notice them if they’ve crept up on you. It can help to ask your partner or a close friend what they’ve noticed, because changes are often clearer from the outside. If you or someone you’ve asked has noticed a handful of the following, they may be signs of retirement depression:[3] 

  • Feelings of sadness, worthlessness, guilt, hopelessness, and shame.
  • Lack of motivation for and pleasure in activities that you previously enjoyed.
  • Difficulty concentrating and making decisions.
  • Changes to your sleep or appetite.
  • Low levels of energy, despite getting enough sleep.
  • Feeling withdrawn and avoiding social events.
  • Difficulty carrying out basic everyday tasks.
  • Suicidal thoughts or behaviors.

If you’re having thoughts of suicide, or you’re worried you might act on them, call or text the 988 Suicide and Crisis Lifeline. It’s free, confidential, and open day and night.

If these symptoms persist for several weeks, speak to a professional about treatment for depression. That’s especially true if the self-care advice at the end of this article proves ineffective.

Why Can Retirement Cause Mental Health Challenges?

There are many aspects of retirement that can be particularly difficult. Depending on your circumstances, you may also be more susceptible to certain risk factors than others. For example:[1][2][4] 

  • Financial stresses: Retirement anxiety and depression can come from financial insecurity. You may worry about whether your savings will last, or face unexpected costs in this new stage of life.
  • Physical health changes: Declining physical activity, changed eating habits, and getting older can bring physical health problems, which cause greater mental stress.
  • Identity loss: If your work provided you with a sense of purpose, identity after retirement can take a hit when the job ends. 
  • Involuntary retirement: Some retirements are not chosen. An early end to working life that you didn’t choose can cause frustration and resentment.
  • Prior mental health experiences: If you’ve had previous difficulties with high levels of stress or poor mental health, retirement may be harder to adjust to. 
  • Pressures from myths about retirement: Aging transitions like retirement come with many social expectations. Hearing that this time should be enjoyable and stress-free can be hard to understand if that’s not your reality. You may feel confused or pressured to appear happy, and this can stop you from getting the help you need.
  • Decreased social interaction: The lack of social contact in retirement can be a shock to your system if your job meant daily time with coworkers, clients, or customers. 

These risk factors can feel unavoidable when you retire, but they can be managed with certain lifestyle changes.

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Mental Health Self-Care: How to Cope With Retirement

Emotional wellness can be affected by retirement, but that doesn’t have to be permanent. Whether you’ve been feeling lonely, frustrated, or depressed since retiring, there are several things you can do to take care of yourself.

If the tips below don’t seem to work or are difficult to implement properly, it’s worth speaking to your primary care provider about depression treatment. They can refer you to local mental health services.

Remain Socially Engaged

When you’re going to work every day, you probably speak to several people every day. Whether it’s on your commute or lunch break, at meetings or work parties, jobs can be incredibly sociable. If you’re having difficulty with the loss of this social aspect of work, staying socially active can help ward off retirement depression.[2][4] 

Particularly if you live alone or have low mobility, combating loneliness after retirement requires regular contact with friends, family members, or other members of your community. Technology can help, but in-person contact is a powerful way to stay connected and get the feel-good effects of human contact.[4] 

It’s also a good idea to join a local club, start a sociable hobby, or engage with your religious practice. These are all ways to meet new people and stay connected when you’re not feeling your best.

Develop New Routines and Purpose

When retirement seems to take away your life purpose, creating new daily routines gives you meaning and structure.[2][5] This will look different for everyone but might involve:

  • Starting a new hobby, like dancing or gardening.
  • Pursuing something creative, like painting or sewing.
  • Spending more time with friends and family.
  • Starting a side hustle, such as an online shop or dog walking business.
  • Learning new skills, like baking or playing a musical instrument.

When developing a new sense of purpose in life, it can be helpful to set short-term and long-term goals. These can keep you motivated during retirement, just like goals at work used to.[2] 

Volunteer or Contribute to Community Work

Another way to bring more purpose into your life is to volunteer or contribute to your community. Volunteering gives you the satisfaction of helping, which is good for mental health, and doubles as a way to meet people.[5] 

Take Care of Your General Health and Well-Being

One of the best ways to protect your mental health in retirement is by taking consistent care of your general well-being. Diet and exercise have a huge impact, so they’re the first places to start.[2] 

Make sure you eat a balanced diet centered on foods you like. Eating healthy doesn’t have to mean your diet is boring or always green. Similarly, choose a form of exercise that’s fun. It could be playing tennis with your friends or attending a dance class at your local community center. 

These changes support your baseline health by improving mood, confidence, energy levels, and sleep. Without them, emotional problems are much harder to recover from.

Seek Professional Support

If your feelings have become overwhelming and unmanageable, it may be time to speak to a professional. Persistent feelings of depression or suicidality need a mental health professional’s care. 

You might see a hard patch as a normal part of retirement, but that’s no reason to go without help.[2][4] As with divorce, new parenthood, or an empty nest, it’s common to seek support for a big adjustment.

Cognitive behavioral therapy (CBT) can provide practical support for challenging the thoughts and behaviors that contribute to poor well-being in retirement, but it’s not your only option. Humanistic therapy could also be beneficial, ideal for people wanting to explore their identity or life’s purpose with a non-judgmental collaborator. 

Find Mental Health Treatment Programs

A Mission For Michael (AMFM) provides treatment for adults experiencing various conditions. Mental Health support is a phone call away – call 866-478-4383 to learn about our current treatment options.

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Get Help Adjusting to Retirement With Therapy at AMFM Mental Health Treatment

Retirement is a normal life transition, but many people have trouble coping with the changes it brings. Retirement depression can be treated in many ways. Therapy sessions may explore unexpressed feelings, build new habits, challenge negative beliefs, or help you find new personal meaning. 

At AMFM Mental Health Treatment (A Mission for Michael), we offer an intimate, focused mental health treatment experience for adults in home-like settings that are carefully maintained to be peaceful, comfortable spaces. In addition to residential treatment, we also offer outpatient treatment programs.

Our locations in California, Minnesota, Virginia, and Washington accept insurance and are in-network with most major providers. To check your insurance coverage for mental health care, simply complete our confidential online verification form now.

Start the admissions process online or call us at 866-478-4383 to learn more about how we can support your mental well-being. Our compassionate team is available 24/7 to answer your questions and provide guidance with no obligation.

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