Cigna Health Insurance Coverage for Behavioral and Mental Health Therapy and Treatment

A MISSION FOR MICHAEL

17 minutes read
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At A Mission For Michael, we provide comprehensive mental health treatment for various disorders, including trauma, anxiety, depression, and social isolation. With multiple therapy centers in California, Washington, and Virginia, we accept health insurance to help you access the behavioral and mental health services you need.

At AMFM Mental Health Treatment Center, we strive to make our mental health programs more affordable by accepting a range of insurance plans, including Cigna health insurance. Contact us at (866) 478-4383 to discuss our therapy programs and verify your Cigna mental health coverage.

Who Is the Private Insurance Provider, Cigna Health?

Cigna Health is a private insurance provider offering insurance plans, including coverage for behavioral and mental health therapy. As a major insurer, Cigna provides access to a variety of medical and therapeutic services, helping you manage costs associated with mental health treatment.

If you are insured through Cigna, you can benefit from its network of healthcare providers and facilities, which may include options for inpatient and outpatient therapy, counseling, and medication management. To understand your Cigna mental health coverage, call AMFM directly. We can provide information on what’s covered, what your co-pay may be, and help you find the right treatment options for your needs.

To better understand Cigna’s mental health insurance plans and services, it’s important to explore the company’s various offerings, including specific brands and products. Knowing this information can help you determine which Cigna mental health services plan best fits your needs.

  • Cigna Behavioral Health: Provides comprehensive mental health coverage, including therapy sessions, counseling, and support for various mental health conditions through a network of professionals.
  • Cigna PPO Plans: Offer flexibility in choosing mental health providers, including access to both in-network and out-of-network therapists and facilities.
  • Cigna HMO Plans: Require selecting a primary-care physician who coordinates mental health care with specialists, offering structured and managed access to mental health services.
  • Cigna Employee Assistance Program (EAP): Provides confidential support and resources for employees dealing with personal and work-related stress, including short-term counseling and referral services.
  • Cigna Medicare Advantage Plans: Include mental health benefits for seniors, such as therapy sessions and mental health screenings, as part of comprehensive coverage for Medicare beneficiaries.
  • Cigna Health Savings Account (HSA) Plans: Allow you to use pre-tax funds for mental health services, offering a tax-advantaged way to manage out-of-pocket expenses for therapy and counseling.

Behavioral health conditions in mental health refer to a range of disorders that affect your psychological and emotional well-being. These conditions include anxiety, depression, bipolar disorder, schizophrenia, bipolar disorder, and PTSD (Post-Traumatic Stress Disorder), among others. They affect how you think, feel, and act, influencing your daily life and interactions.

Understanding these conditions involves recognizing their symptoms and effects on your overall mental health. Treatment typically includes therapy, medication, and lifestyle changes aimed at improving your quality of life. By addressing behavioral health conditions with appropriate care and support, you can work toward managing symptoms and achieving better mental wellness. Seeking professional help is crucial to understanding and treating these conditions effectively.

Mental health disorders, like depression and anxiety, vary in their symptoms and effects on your daily life. Therapy options include various approaches like Cognitive Behavioral Therapy (CBT), which helps you change negative thought patterns, and psychodynamic therapy, which explores underlying emotional issues.

Other therapies, like Dialectical Behavior Therapy (DBT) and Acceptance and Commitment Therapy (ACT), offer different techniques to manage emotions and improve coping strategies. Understanding these treatment options will help you choose the most suitable way to treat your mental illness, allowing you to work more effectively with your therapist to achieve better mental health outcomes.

As of March 2023, 160 million people in the U.S. were living in areas with a shortage of mental health professionals, according to Cigna. In 2021, 47.2% of U.S. adults with mental illness received treatment, as reported by the National Alliance on Mental Illness (NAMI).

Between 2018 and 2019, 59.6% of adults with mental illness had private insurance, according to KFF. In 2022, 7,710 out of 9,586 mental health treatment facilities accept private health insurance, based on SAMHSA data. However, 11.1% of U.S. adults with mental illness, or 5.5 million people, were uninsured, according to Mental Health America. Washington ranked 11th in the U.S. for access to care in 2022, Mental Health America data shows. California ranked 30th, and Virginia ranked 37th.

How to Check Your Cigna Health Insurance Plan Coverage at AMFM

If you’ve been searching “Cigna mental health providers near me,” it’s important that you check your Cigna health insurance plan coverage at AMFM. Start by reviewing your policy details to understand your benefits. For a more specific assessment, contact us using the information below. We can provide detailed information about what’s covered under your plan, including therapy and treatment programs.

Our admissions team can assist you find Cigna in-network mental health providers and  verify your insurance to help determine your coverage and inform you of any out-of-pocket costs. If you have any questions or need further assistance, calling us directly is the best way to get personalized support and clarification about your insurance benefits

Does Cigna Cover Residential Inpatient Mental Health Therapy Near Me?

Yes, Cigna Healthcare will often cover residential inpatient mental and behavioral health psychotherapy and treatment. This insurance coverage typically includes access to treatment facilities that offer intensive care for various mental health conditions, providing a structured environment for comprehensive treatment.

To confirm specific coverage details, review your policy or contact AMFM directly. We can provide information on which residential treatment centers are in-network, any associated copays or deductibles, and the extent of your benefits. Ensuring your insurance plan covers inpatient care helps you focus on recovery without the added concern of unexpected expenses. For more information about the treatment programs at AMFM and to verify your coverage for treatment, contact us at (866) 478-4383.

Yes, Cigna health insurance typically covers outpatient mental and behavioral health therapy and treatment programs. This coverage includes various services such as individual therapy, support groups, and medication management, allowing you to receive treatment while continuing to maintain your daily activities.

To confirm your specific coverage, check your insurance policy or contact us at AMFM directly. We can provide details on which outpatient programs are covered, any co-pays or premiums, your deductible, any exclusions, and the extent of your benefits. Knowing your insurance coverage helps you make the best possible decisions about your treatment options and manage your mental health effectively.

Cigna generally does cover Partial Hospitalization Programs (PHPs) and Intensive Outpatient Programs (IOPs) for mental and behavioral health therapy and treatment. These programs offer structured care while allowing you to return home each day, providing flexibility alongside intensive mental health treatment.

To confirm your coverage, review your insurance policy or contact us today. We can provide details on which PHP and IOP facilities are in-network, any copays or deductibles, and the extent of your Cigna benefits. Understanding your insurance coverage helps ensure you receive the necessary treatment without unexpected costs.

Yes, Cigna health insurance plans typically cover mental health testing, assessments, and evaluations. These services are essential for diagnosing mental health conditions and developing effective treatment plans. Coverage often includes psychological evaluations, diagnostic testing, and comprehensive assessments conducted by licensed professionals.

To confirm your coverage, review your policy details or contact us directly. We can provide information on which types of assessments are covered and help you verify your Cigna coverage for treatment.

Mental Health Treatment Programs That Take Cigna Behavioral Health Insurance

Understanding which mental health treatment programs accept Cigna health insurance is crucial for accessing the care you need. Cigna offers many plans that can cover different types of mental health services. Contact AMFM at (866) 478-4383 to find out more about the mental health treatment programs we offer.

Here are a few of the AMFM programs and facilities that accept Cigna:

What Therapies and Benefits Are Available From Cigna Behavioral Health Plans?

Does Cigna cover mental health therapy? Yes, Cigna behavioral health plans offer a range of therapies and benefits to support mental health and well-being. These can include individual and group therapy, medication management, and specialized treatments for various conditions. Here are a few of the therapies and benefits that are available under Cigna’s plans.

Family Therapy

Family therapy is a valuable component of treatment that involves your family working with a therapist to address issues affecting family dynamics. The goal is to improve your communication, resolve any conflicts, and strengthen relationships among family members. It can be especially beneficial when you’re dealing with mental health conditions or life changes that affect the entire family. In therapy, you and your family members will explore patterns of behavior and underlying issues, working together to develop healthier ways of interacting and coping. This collaborative approach can lead to better understanding and support within the family, ultimately contributing to overall well-being and improved mental health.

Cognitive Behavioral Therapy (CBT)

Cognitive Behavioral Therapy, or CBT, is a common approach that focuses on identifying and changing your negative thoughts and behaviors. In CBT, you’ll work with a trained therapist to recognize how your thoughts influence your feelings and actions and learn strategies to modify those patterns.Through structured sessions, you’ll develop practical skills to manage and overcome various mental health challenges, such as anxiety, depression, and stress. CBT often involves setting specific goals, practicing new coping techniques, and applying these strategies in real-life situations. This evidence-based therapy helps you build healthier thinking habits, improve emotional regulation, and enhance problem-solving skills.

Group Therapy

In group therapy, you participate in therapy sessions with a group of people who share similar experiences or challenges. In this setting, you’ll engage with others under the guidance of a trained therapist, allowing you to gain insights from different perspectives and offer support to peers.Group therapy can be a unique opportunity to learn from other people, share your own experiences, and build a sense of community. It often focuses on topics like coping strategies, interpersonal skills, and managing specific issues such as anxiety. This collaborative environment can help reduce feelings of isolation, enhance self-awareness, and improve social skills. The collective support and shared experiences often lead to powerful personal growth and healing.

Dialectical Behavior Therapy (DBT)

Dialectical Behavior Therapy (DBT) is designed to help you manage intense emotions and improve interpersonal relationships. During this type of therapy, you’ll work with a therapist to develop skills in four areas: mindfulness, distress tolerance, regulation of emotions, and interpersonal effectiveness. DBT focuses on balancing acceptance and change, helping you to accept your current situation while also striving for meaningful changes. DBT often includes both individual therapy sessions and group skills training, where you’ll learn practical techniques to handle emotional challenges and build healthier relationships. This approach is particularly effective for conditions involving emotional dysregulation, such as borderline personality disorder.

Mindfulness-Based Cognitive Therapy (MBCT)

Mindfulness-Based Cognitive Therapy (MBCT) combines cognitive therapy with mindfulness practices to help you manage and prevent depressive relapse. In MBCT, you’ll learn to observe your thoughts and feelings without judgment, using mindfulness techniques to break cycles of negative thinking that often lead to depression. Through structured sessions, you’ll practice mindfulness meditation, body awareness, and cognitive exercises to enhance your ability to stay present and reduce rumination. MBCT aims to help you recognize early signs of depression and develop healthier ways of responding to stress and emotional challenges. This approach supports emotional resilience, improves self-awareness, and promotes a more balanced and mindful way of living, contributing to long-term mental well-being and stability.

Psychodynamic Therapy

Psychodynamic therapy is a way to explore the unconscious processes that influence your thoughts, feelings, and behaviors. In this approach, you’ll work with a trained therapist to uncover and understand deep-seated emotional conflicts and patterns rooted in past experiences and relationships. Through sessions, you’ll examine how these unconscious factors affect your current behavior and relationships. The goal is to gain insight into your inner world, resolve internal conflicts, and improve self-awareness. Psychodynamic therapy often involves discussing dreams, early life experiences, and emotional responses to help uncover and address underlying issues. By understanding these deeper aspects of yourself, you can work toward healthier patterns of thinking and behavior.

What Options Does Cigna Cover for Counseling and Psychiatric Therapy?

Does Cigna cover counseling? Yes, Cigna covers a variety of mental health counseling services and psychiatry options. This coverage typically includes individual therapy, group therapy, family counseling, and psychiatric consultations. Cigna’s plans often provide access to licensed therapists, psychologists, and psychiatrists to support your mental wellness.

To find out more about the specific counseling services and therapy options covered by your Cigna therapy coverage plan, contact us today. Our team can provide information on in-network providers, coverage limits, and any associated costs. Here are a few of the services Cigna typically covers.

Cigna generally covers mental health assessments and evaluations, which are crucial for diagnosing and developing treatment plans for your mental health conditions. This coverage typically includes comprehensive psychological evaluations, diagnostic testing, and initial assessments that are performed by licensed professionals.

To determine the specifics of your coverage, review your insurance policy or contact AMFM Mental Health Treatment Center. Understanding your benefits helps ensure you receive the appropriate evaluations needed to address your mental health concerns effectively.

Cigna health insurance typically includes benefits for the treatment of major depression. This coverage generally includes access to services like therapy, psychiatric consultations, medication management, and inpatient or outpatient treatment options. Coverage may also extend to various forms of therapy like Cognitive Behavioral Therapy (CBT) and Medication-Assisted Treatment (MAT).

Review your insurance policy or contact AMFM directly to find out the specifics of your coverage for major depression. We can provide information on which treatments and providers are covered, any associated copays or deductibles, and the extent of your benefits.

Cigna coverage usually includes treatment for Attention Deficit Hyperactivity Disorder, or ADHD, such as diagnostic assessments, therapy sessions, and medication management. This coverage often includes access to various treatment options like behavioral therapy, Cognitive Behavioral Therapy (CBT), and prescription medications.

Cigna health insurance typically covers treatment for paranoia, which may include a range of services. Coverage often includes diagnostic evaluations, individual and group therapy sessions, and medication management. Treatments may involve therapeutic approaches and prescription medications to help manage symptoms.

To find out the details of your coverage for paranoia treatment, it’s important to review your insurance policy or reach out to AMFM directly. We can give you information on what services are included in your plan, which providers are in-network, and any potential copays or deductibles.

Cigna offers coverage for trauma-related treatments, including various therapeutic and medical services. This typically encompasses access to mental health evaluations, individual and group therapy sessions, and specialized trauma-focused therapies like Cognitive Processing Therapy (CPT) and Eye Movement Desensitization and Reprocessing (EMDR). Coverage may also include medication management for associated symptoms.

To understand your specific coverage for trauma treatment, review your insurance policy details. Coverage information often includes the types of services covered, the network of providers, and any applicable copays or deductibles. Familiarizing yourself with these details ensures you can effectively access and utilize the support needed for trauma recovery.

Cigna health insurance plans often provide coverage for Post-Traumatic Stress Disorder (PTSD) treatment. This treatment typically includes access to diagnostic evaluations, therapy sessions, and medication management. Coverage may encompass various therapeutic approaches such as Cognitive Behavioral Therapy (CBT), exposure therapy, and Eye Movement Desensitization and Reprocessing (EMDR).

To determine the specifics of your PTSD coverage, review your insurance policy or contact AMFM directly. Understanding your benefits helps you access the appropriate care and resources needed for managing and recovering from PTSD effectively.

Cigna insurance plans often cover treatment for anxiety, including a variety of therapeutic and medical services. This coverage typically includes access to mental health evaluations, individual and group therapy sessions, and medication management. You may receive support through various therapies, such as exposure therapy and medication prescribed to manage anxiety symptoms.

To understand the details of your coverage for anxiety treatment, consult your insurance policy or contact us directly. We can provide information on covered services, in-network providers, and any copays or deductibles. Knowing your specific benefits helps you navigate your treatment options effectively and ensures you receive the appropriate support for managing anxiety.

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    We accept most major insurance providers and can check your coverage levels for you.

    If we are not an appropriate provider for care, we will assist in finding a care provider that can help. 

    How Much Do Mental Health Therapy Programs Cost With Cigna Insurance?

    The cost of mental health therapy programs can be significantly reduced with Cigna behavioral health coverage. Cigna may cover a substantial portion of the cost, leaving you responsible for copays or deductibles. For individual therapy, you might pay between $20 and $60 per visit, depending on your plan’s co-pay structure. Group therapy and medication management may also be partially covered.

    Costs for more intensive treatments, such as residential programs, may be covered in part, but you should check your specific policy for details on coverage limits and any additional fees. To get accurate cost information, review your insurance plan details or contact AMFM at (844) 717-3658 for an overview of your benefits and financial responsibilities.

    How to Get Cigna Insurance to Pay for Mental Health Treatment at AMFM

    To get Cigna to cover your behavioral health therapy and mental health treatment, start by reviewing your Cigna policy to understand your benefits. Reach out to us at AMFM to ensure we accept your Cigna insurance plan and discuss the available treatment options.

    You may need to provide AMFM with your insurance details for verification. Complete any necessary pre-authorization forms and follow up with both Cigna and AMFM to confirm coverage and any out-of-pocket costs.

    Woman is sitting in chair at an appointment with a psychologist.

    How Many Times Will Cigna Insurance Pay for Behavioral Health Treatment?

    The number of times Cigna insurance will pay for behavioral health treatment varies based on your specific plan and treatment needs. Generally, Cigna covers a set number of therapy sessions or treatments per year, depending on the terms of your policy. Coverage is often based on medical necessity and the type of treatment you receive.

    To determine the exact number of covered sessions or treatments, review your Cigna insurance policy or contact AMFM directly. We can provide detailed information about your plan’s benefits, including limits on the number of covered sessions and any requirements for continued coverage.

    How Long Will Cigna Cover Mental Health Therapy and Treatment?

    Typically, Cigna covers mental health services as long as they’re medically necessary and align with your plan’s guidelines. This often includes a specified number of therapy sessions per year, ongoing care for chronic conditions, or extended treatment for severe cases.

    To understand the exact coverage duration, review your Cigna policy or contact AMFM directly. We can offer detailed insights into your plan’s benefits, including session limits and requirements for ongoing coverage. 

    Without Cigna health insurance coverage, the cost of mental health programs can vary depending on the type of treatment and the provider. On average, individual therapy may cost between $100 to $250 per session, while group therapy can cost $40 to $100 per session. More intensive treatments, like residential programs, can cost several thousand dollars per month.

    Costs for medication management and psychiatric consultations can also add up, with fees ranging from $150 to $300 per visit. It’s important to research and compare costs before choosing a treatment facility and program. Call AMFM today to find out more about our services.

    Check if your health insurance will cover the cost of mental health treatment.