Does Carelon (Beacon) Health Insurance Cover Depression Disorder Therapy and Treatment Programs

Approximately 21 million adults in the United States have experienced at least one major depressive episode. These mood episodes can range in symptoms and severity, causing varying levels of functional impairment. Those experiencing moderate to severe symptoms can receive personalized care with A Mission For Michael (AMFM) in California, Washington, and Virginia.

AMFM Mental Health Treatment Centers offer residential treatment options for moderate to severe mental health and dual-diagnosis conditions, including symptoms of depression. After a thorough mental health assessment, our treatment program will be tailored to your unique symptoms and challenges. We combine evidence-based approaches, wellness programs, and holistic treatments for whole-person care, focused on overcoming depression. Using health coverage options can help decrease your expenses for mental health treatment, making it easier for you to receive the comprehensive mental health care you need. Continue reading to learn about common Carelon insurance coverage options and the average cost of depression treatment near you.

psychologist and patient in therapy session.

What Are Depressive Disorders?

Depressive disorders are grouped within the Diagnostic and Statistical Manual of Mental Disorders (DSM), a widely used resource by mental health professionals. Within the DSM, there are detailed accounts of each depressive disorder, including its symptoms. While these conditions have notable differences, they commonly include persistent feelings of hopelessness, anhedonia, and helplessness.

Depressive disorders are individualized mental health conditions. Some experience physical symptoms like weight fluctuations, changes in appetite, insomnia, and fatigue. Differences are commonly found among the causes of depression. Genetics, your environment, stress, and trauma are examples of factors that can affect your risk of developing a depressive disorder. Additionally, you may find yourself struggling with co-existing conditions like depression and anxiety. Those living with a dual diagnosis benefit the most from concurrent treatment that focuses on both mental health conditions.

Similar to the differences found within the symptoms and underlying causes for depressive disorders, depression treatment options can vary for different types of depressive disorders. As an example, evidence-based approaches used to treat Major Depressive Disorder differ from those used to treat psychotic depression. Commonly used depression treatment options include individual therapy, group therapy, and medication management services. These treatments are often available within inpatient and outpatient treatment programs.

Who is Carelon, the Health Insurance Provider?

Carelon Health Insurance can be traced back over 150 years, though Carelon itself was founded in 2022.  Carelon is a health insurance provider that offers various products and services including behavioral health coverage, palliative care, medical benefits management, care navigation, and prescription drug coverage. This allows members to access the treatment needed for optimal health and wellness.

Examples of services available with Carelon Health Insurance include crisis intervention services, preventative care benefits, and behavioral health services. Depending on your needs, this can include counseling, therapy, and medication management services. Carelon prides itself on offering comprehensive coverage focused on the whole person, rather than the particular condition or symptoms causing distress.

Examples of the different marketplace plans available with Carelon include:

  • EPO (Exclusive Provider Organization)
  • HMO (Health Maintenance Organization)
  • POS (Point of Service)
  • PPO (Preferred Provider Organization)
  • Health Savings Accounts (HSAs)

Find out about our free assessments and admissions process

We accept most major insurance providers and can check your coverage levels for you.

If we are not an appropriate provider for care, we will assist in finding a care provider that can help. 

Is Carelon the Same as Beacon for Health Insurance?

Carelon Behavioral Health was the product of a merger with Beacon Health Transitions in March 2023. This recent change allowed Carelon to provide the services and products of Beacon Health under the umbrella company of Carelon Behavioral Health. Because of this merger, products, services, and integrated care models improved.

The modifications to your Beacon health coverage options may be challenging to navigate on your own. We encourage you to contact AMFM Mental Health Treatment Centers today to better understand the cost of depression treatment with Carelon Insurance. We can help you understand the scope of your insurance coverage, including out-of-pocket expenses like copayments and deductibles.

Can Depression Be Treated Without Prescribed Medications?

Mental health depression symptoms can be treated without the use of medications. Treatment can include depression therapy, counseling, and psychoeducation. You may be encouraged to participate in depression support groups to decrease isolation and build social support. Depression treatment options can be tailored to your symptoms, challenges, and lifestyle.

By focusing on managing depression symptoms, you can learn about and implement coping strategies and lifestyle changes that promote health and emotional wellness. Depression counseling can incorporate evidence-based treatments like Cognitive Behavioral Therapy (CBT) and mindfulness-based approaches. To learn about depression therapy Carelon insurance coverage near you, contact AMFM by dialing (866)478-4383 today.

Statistics on Depressive Disorders in the United States

Depression is a common mental health condition within the United States, and around the world. The Anxiety & Depression Association of America (ADAA) indicated that 14.8 million adults have experienced at least one severe major depressive disorder within the last year. Rates of depression are higher among adults between the ages of 18 and 29 and among women.

Of those who were experiencing depressive symptoms, about 61% engaged in mental health treatment. Major Depressive Disorder (MDD), or clinical depression, is the leading cause of disability in the U.S. for individuals between the ages of 15 to 44. Persistent depressive disorder, formerly known as dysthymia, is another common depressive disorder affecting 2.1 million adults per year. Studies have indicated that there was a significant rise in the rates of depression during 2015 and 2019, without a rise in treatment rates.

How To Get Carelon Health Insurance To Cover the Cost of Depression Therapy and Treatment?

Now that we have answered the question does Beacon cover depression treatment near you, let’s review the steps to take to ensure coverage. Begin by completing our insurance verification form. This allows us to contact Carelon directly and inquire about the scope of your insurance coverage. We will ask about limitations, exclusions, and required authorizations.

This information allows us to guide you through the admission process. We can provide documentation that may be required to obtain the necessary authorizations for treatment and initiate the medical claims process on your behalf. With our experience working with Carelon Mental Health Insurance, we can guide you through this process, reducing unneeded sources of stress and worry. Contact AMFM today to learn about how much depression treatment costs with Carelon insurance near you.

Check Your Insurance Coverage For Mental Health Treatment

Insurance can be complicated but we are here to help. AMFM has over a decade of experience in the mental health field and is in-network with many large insurance providers. By using our form below, we can quickly determine if you are in-network at one of our facilities. Your insurance provider will not be notified or contacted by completing this form and the process is 100% confidential.

By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list.

I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

Does Carelon Insurance Cover Depression Treatment Near Me?

Yes, Carelon Insurance provides coverage for members who need depression treatment. This can include inpatient or residential treatment and outpatient treatment programs. Depression therapy sessions can provide you with the skills and knowledge needed for coping with depressive symptoms. Your coverage rates are dependent on your policy.

As an example, some policies may require that you receive treatment from in-network providers to receive maximum coverage. Out-of-network coverage can be reduced, increasing your expenses for treatment with providers outside of Carelon’s healthcare network.

Do Carelon Insurance Plans Cover Costs of Depression Counseling and Therapy Near Me?

Carelon Health Insurance can provide coverage for depression counseling near you. This can include the use of inpatient and outpatient counseling services. Counseling sessions commonly use approaches like CBT, DBT, and mindfulness-based treatments to address symptoms of depression. Depression counseling can be used as a short-term or long-term treatment option, depending on the severity of your symptoms.

It is not uncommon for depression counseling sessions to have out-of-pocket expenses. This can include coinsurance, premiums, deductibles, and copayments.

Does Carelon Insurance Cover Sessions with Psychiatrists for Depression Therapy and Treatment?

Psychiatric care is commonly included in Carelon’s depression treatment coverage. Psychiatrists offer various essential treatment services including comprehensive mental health assessments, clinical diagnoses, and medication management services. Depression medications can be used in addition to behavioral health treatments, like therapy and counseling, to enhance the effects of your treatment.

We encourage you to verify your insurance coverage to learn about depression therapy Beacon Insurance coverage near you.

Does Carelon Health Insurance Cover the Costs of Depression Disorder Medications?

Prescription drug coverage with Carelon Health Insurance can reduce your out-of-pocket costs for depression medications. Your coverage is based on the formulary lists associated with your policy and may require prior authorization for some medications. Your plan may have limitations and exclusions regarding the use of name-brand depression medications, encouraging the use of generic options.

Verifying your coverage can help you understand the scope of your prescription drug coverage, and requirements for maximum coverage.

Are Commonly Prescribed Medications For Depression Disorders Covered By Carelon Health Insurance Plans?

Yes, your prescription drug coverage from Carelon Insurance can include various depression medications. Different classes of depression medications are known to affect the brain in different ways. This can help address varying root causes of depression, including neurotransmitter imbalances within the brain.

Continue reading for a brief introduction to some depression medications, though this list is not exclusive:

  • Tricyclic Antidepressants (TCAs): TCAs can lead to a range of side effects, which is why these medications are not the first-line treatment option. They can be used to block the reuptake of serotonin and norepinephrine. Examples include amitriptyline, nortriptyline, and imipramine.
  • Selective Serotonin Reuptake Inhibitors (SSRIs): SSRIs focus on changing the serotonin levels in your brain, to decrease your depressive symptoms. Medications like fluoxetine, sertraline, and citalopram may be used.
  • Serotonin-Norepinephrine Reuptake Inhibitors (SNRIs): SNRIs can increase the amount of serotonin and norepinephrine in your brain. This can reduce depressive symptoms. Medications like venlafaxine, duloxetine, and desvenlafaxine can be used.
  • Monoamine Oxidase Inhibitors (MAOIs): MAOIs are used to lower the amount of serotonin, dopamine, and norepinephrine in your brain. Medications like Phenelzine, tranylcypromine, and isocarboxazid may be prescribed to treat depression.

Mental Health Treatment Programs That Take Carelon Insurance Plans for Depression Therapy and Treatment

A Mission For Michael (AMFM) is a leading residential treatment provider in California, Washington, and Virginia. Our personalized treatment options include evidence-based practices, holistic approaches, and wellness programs. To learn about our depression treatment options, we encourage you to dial (866)478-4383 today.

California

Depression Disorder Therapy and Treatment Centers in California

Our California residential treatment facilities are located in Orange County and San Diego. These locations offer a range of evidence-based approaches including Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) which can be used to effectively treat depression. Reach out today to learn more about additional depression treatment options.

Virginia

Depression Disorder Therapy and Treatment Centers in Virginia

AMFM has multiple residential treatment facilities in Virginia that can provide treatment for different types of depressive disorders. CBT, DBT, yoga therapy, equine therapy, narrative therapy, family treatment, and pet therapy are just examples of the vast programming options when you choose an AMFM residential treatment facility. Reach out today to learn more. 

Washington

Depression Disorder Therapy and Treatment Centers in Washington

Our Seattle, Washington, AMFM Mental Health Treatment Center can provide you with individualized care for Major Depressive Disorder (MDD) and other depressive disorders. After a comprehensive mental health assessment, we will customize your treatment plan to ensure that you receive the support needed for long-term emotional well-being.

General Inquiry Form

Complete the form below to receive a prompt call back from a member of our experienced and compassionate admissions staff. All communication is 100% confidential.

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By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list. I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

Depression Treatment Programs Covered by Carelon Insurance

Depression treatment programs are designed to provide treatment for varying severities and levels of cognitive impairment. This allows you to receive mental health care focused on coping with depression symptoms, like yours. This allows you to access continual professional support by participating in continued mental health treatment. Continue reading for more on commonly used treatment programs.

Carelon Insurance Coverage for Inpatient Depression Treatment

Inpatient treatment programs provide access to professional guidance and support 24/7. These programs can increase your understanding of depression, including your triggers and treatment options. Inpatient programs are ideal for moderate to severe symptoms of depression that cause significant functional impairment. Your treatment can include depression therapy, support groups, holistic treatments, and medication management services.

Carelon health coverage options commonly include inpatient treatment coverage for inpatient depression treatment. Your plan may require prior authorization for a smooth medical claims process.

Carelon Insurance Coverage for Depression Outpatient Program

Traditional outpatient programming provides flexible treatment that can include weekly or biweekly depression therapy sessions. You can participate in individual, depression support groups, and receive medication management services. Outpatient treatment services can easily accommodate your responsibilities, making it an ideal treatment option for those who would like long-term professional support in managing depression symptoms.

Carelon insurance coverage can provide you with coverage for outpatient treatment options. You may be responsible for out-of-pocket expenses like copayments, coinsurance, premiums, and deductibles.

Carelon Insurance Coverage for Depression IOPs

Intensive Outpatient Programming (IOP) can offer intensive programming that accommodates professional, academic, and personal responsibilities. IOPs have a strong group therapy component that focuses on understanding depression, depression prevention, and coping strategies. IOPs typically include a minimum of 9 hours of treatment, which may include individual therapy and medication management services.

Carelon Insurance coverage commonly includes coverage for depression IOPs. Your plan may require that you obtain prior authorization beforehand.

Carelon Insurance Coverage for PHP for Depression Therapy

Partial Hospitalization Programming can provide you with a full day of structured programming while you live at home. Your treatment will resemble the intensity of an inpatient program including individual therapy, group therapy, skills training, and coping with depression symptoms. Medication management services are commonly available for those in need.

Carelon healthcare coverage typically provides coverage for PHP treatment. You may be required to submit documentation showing the medical necessity of this treatment option.

Request A Call Back

Complete the form below to receive a prompt call back from a member of our experienced and compassionate admissions staff. All communication is 100% confidential.

"*" indicates required fields

By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list. I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

Depression Disorders Covered by Carelon Health Insurance Near Me?

Carelon’s health coverage options can include coverage for a range of depressive disorders. There are unique differences among these different disorders, which also affect the treatment approaches that are incorporated into your program. Continue reading to learn more about commonly experienced depressive disorders.

Psychotic Depression

Psychotic depression is known for causing hallucinations, delusions, and disorganized speech. These symptoms are often not grounded in reality and may have a depression theme to them. Psychotic symptoms often require intensive treatment, including medication management services. This form of depression usually causes significant functional impairments and can be chronic.

Carelon insurance coverage typically includes coverage for psychotic depression. This may involve crisis interventions, inpatient treatment, and medication management services.

Postpartum Depression

Postpartum depression typically occurs after a woman has given birth. This form of depression can lead to feelings of sadness, anxiety, and irritability. This is not to be confused with “baby blues” as it is more intense and can make it challenging to bond with your baby. Women can also experience sleep disturbances.

Carelon insurance coverage typically includes treatment for postpartum depression. Because this form of depression can affect the mother and her ability to care for the baby, early intervention is the ideal approach.

Persistent Depressive Disorder (Dysthymia)

Persistent Depressive Disorder, formerly known as dysthymia, is a chronic form of depression that causes symptoms of depression for at least two years. You may struggle with low mood, fatigue, and feelings of hopelessness. Your depressive symptoms can have an impact on your daily routine and lead to social isolation.

Treatment for persistent depressive disorder is often included in Carelon’s insurance coverage. You may be required to obtain prior authorization for long-term or specialized treatment programs.

Bipolar Disorder (Bipolar Depression)

Bipolar disorders cause intense mood swings, including major depressive episodes. During a depressive episode, you may struggle with low mood, poor concentration, sleep disturbances, and feelings of hopelessness. These mood episodes often follow manic mood episodes and may require intensive treatment or medication management services.

Carelon can provide coverage that allows you to stabilize your mood symptoms. Medications may be used to decrease the frequency and intensity of mood symptoms.

Major Depressive Disorder (MDD)

Major Depressive Disorder (MDD) can commonly cause a low mood, irritability, sleep disturbances, weight fluctuations, appetite changes, and persistent feelings of hopelessness. These symptoms can range from mild to severe and may contribute to suicidal thoughts and ideation. Because of the individualized nature of MDD, treatment options can vary.

Carelon insurance coverage can include various depression treatment options for MDD. This typically includes both inpatient and outpatient treatment options.

Seasonal Affective Disorder (SAD)

Seasonal Affective Disorder (SAD) can contribute to the presence of new or worsening symptoms of depression during the winter months. This time of the year is known to have less sunlight, which can contribute to SAD symptoms. Many find that their symptoms lessen, or resolve, during the warmer months that have more hours of sunlight.

SAD treatment options can include depression therapy, medication management services, and light therapy. Carelon health insurance typically provides coverage for appropriate SAD treatment programming.

How Much Does Depression Treatment Cost Without Insurance Coverage?

The cost of depression treatment with Carelon insurance varies based on factors like the type of care, facility location, and available amenities. Residential treatment is typically the most expensive, ranging from $500 to $2,000 per day, while outpatient services, including individual and group therapy, are generally more affordable.

Outpatient therapy sessions often cost between $100 to $200 each, with group therapy being a lower-cost alternative. More intensive programs, including Partial Hospitalization Programs (PHPs) or Intensive Outpatient Programs (IOPs), are priced higher due to the intensity of their treatment programs. While the cost of depression treatment without insurance can be overwhelming, it’s important to remember that many providers offer financial support options. This can include payment plans, sliding-scale fees, and scholarships, to decrease financial barriers for mental health treatment.

  • An estimated 61% of adults who experienced a major depressive episode within the last year sought treatment. 74% of those who experienced severe impairment received treatment for their symptoms of depression, according to the National Institute of Mental Health.
  • Individuals who have a history of abuse, significant losses, and stressful events are more likely to develop depression. Women are also more likely to develop depressive disorders compared to men.  
  • Adults between the ages of 18 and 25 experience the highest rates of depressive episodes compared to other age groups.
  • Eight percent, or 21 million adults in the U.S. experience clinical depression annually. This makes it one of the most common mental health concerns in America.
  •  Depressive disorders commonly co-exist with other mental health conditions like anxiety and substance use disorders. This often requires complex, and individualized treatment.