Mental Health Insurance Coverage by Specific Program

AMFM Mental Health Treatment has over a decade of experience providing mental health care to individuals struggling with ADHD, Anxiety, Bipolar Disorder, Depression, and more. AMFM Mental Health Treatment accepts many popular insurance providers for mental health treatment. As a result, our compassionate admissions team has a working knowledge of all things insurance. 


Understanding mental health insurance coverage can be confusing–understanidng the ins and outs of referrals, deductibles, benefit plans, in-network and out-of-network providers, and finding covered services can be overwhelming and discouraging. If you or your loved one are looking to find out whether or not your particular health insurance plan will cover your behavioral health treatment, psychotherapy, or additional mental health care needs, read below or call our admissions team today to verify your insurance.

Insurance Coverage by Mental Health Condition

AMFM Mental Health offers treatment for a variety of mental health conditions, including but not limited to ADHD, Anxiety, Bipolar Disorder and Depression. We work with many popular insurance providers to ensure coverage for varying mental health conditions at varying levels of care. To learn more about insurance coverage for your specific mental health treatment with AMFM, view our menu below, or view our page that discusses insurance coverage by provider. 

ADHD

If you or a loved one are struggling with ADHD, you may meet the necessary criteria to qualify ADHD as a disability, which can help health insurance coverage. Health insurance coverage can vary depending upon the intensity of one’s mental illness, but AMFM Mental Health Treatment works in-network with a number of providers to reduce out-of-pocket costs.

ADHD Treatment Coverage

Anxiety

AMFM Mental Health Treatment offers inpatient and outpatient anxiety treatment that may be covered by your insurance company. Health insurance coverage can help cover the costs for psychotherapy, group therapy, medication management and additional resources for individuals struggling with anxiety. To learn more about your covered services, call today or read more below.

Anxiety Treatment Coverage

Bipolar Disorder

If you or a loved one are living with Bipolar Disorder and looking for mental health treatment through your network providers, AMFM Mental Health Treatment is in-network with many popular providers. You can learn more about your coverage for behavioral health services by verifying your insurance, or calling our helpline to explore your Bipolar treatment options. Our admissions team is trained to help you understand the ins and outs of mental health coverage.

Bipolar Program Coverage

Depression

Inpatient and outpatient treatment for Depression is often covered by popular mental health insurance plans. Depending upon your insurance provider, you may be eligible for covered services through behavioral health treatment with AMFM’s facilities. Coverage may vary based on a number of factors, sometimes including network providers, co-occurring mental health conditions, referrals and more.

Depression Coverage

Find out about our free assessments and admissions process

We accept most major insurance providers and can check your coverage levels for you.

If we are not an appropriate provider for care, we will assist in finding a care provider that can help. 

Insurance Coverage by Mental Health Program

AMFM Mental Health treatment offers programming at various levels of care–from inpatient residential treatment to intensive outpatient programming–which can be covered by insurance depending upon your provider. AMFM works with many popular providers to offer behavioral health care that’s covered by your insurance. Mental health treatment is vital for many individuals struggling with mental health conditions, and the health insurance marketplace can be tricky to navigate. Check out our links below to learn more about insurance coverage at varying levels of care, or call us to verify your insurance.

Intensive Outpatient Program (IOP)

Intensive Outpatient Programs at AMFM Mental Health Treatment are often covered by mental health insurance providers. IOP offers mental health services like crisis intervention, in-person or virtual therapy, or group therapy sessions on an outpatient, rather than a live-in basis. Mental health care provides essential health benefits, and mental well-being is often included in the coverage of your insurance plan.

IOP Coverage

Partial Hospitalization Program (PHP)

Partial Hospitalization Programs also offer mental health services and access to mental health professionals on a less permanent level. PHP treatment is usually encouraged to those who are still maintaining jobs, schooling or other obligations, but can still be covered by your insurance plan, depending upon your mental health benefits laid out in your insurance plan. Call us today or verify your insurance to learn more.

PHP Coverage

Residential Treatment

Residential or inpatient treatment is the highest level of care offered with AMFM Mental Health Treatment, and it is often covered by insurance depending upon your insurance provider and benefits. The mental health care services offered at residential treatment include 24/7 access to mental health professionals and a clinical staff monitoring the use of any prescription drugs, as well as physical health. If you’re looking for mental health treatment that may open you up to lasting wellness, reach out to us today to verify your insurance.

How Much Does Insurance Cover Mental Health Treatment?

Insurance coverage of mental health treatment may vary by insurance provider, geographical location, mental health condition, and varying other factors. However, AMFM Mental Health Treatment is in-network for both inpatient and outpatient programming with a number of popular insurance providers, and our admissions team is always available to help you understand your mental health benefits through your insurance plan. Additionally, due to the Mental Health Parity and Addiction Equity Act of 20081, as well as the Affordable Care Act of 20102, you or your loved one are protected by certain laws to ensure that you’re given access to vital and sometimes life-saving mental health care services.
Verify Your Insurance

By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list.

I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

What to expect

Insurance Verification:

Our team will verify if your insurance provider is in-network with an AMFM Healthcare Facility.

Contact From Admission Representative:

Expect a call within an hour from an admissions representative to discuss treatment options.

Mental Health Coverage Laws

There are a variety of laws and acts that protect the mental health and well-being of individuals struggling with mental illnesses. For example, the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) is a federal law that generally prevents group health plans and health insurance issuers that provide mental health benefits from imposing less favorable benefit limitations on those benefits than on medical/surgical benefits.3 Essentially, these kinds of acts ensure that an insurance provider must treat mental health as vitally as they would treat physical health and primary care. In 2024, these laws were further updated and amended to to ensure that individuals in group health plans or group or individual health insurance coverage who seek treatment for covered mental health conditions do not face greater burdens on access to benefits for those conditions or disorders than they would face when seeking coverage for the treatment of a medical condition or a surgical procedure.4 If you do not have access to insurance currently, medicare (for those over the age of 65) and medicaid may be available to you: Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to eligible low-income adults, families and children, pregnant women, the elderly, and people with disabilities.5 If you are struggling with a mental health condition and are in need of treatment, call us today to learn more about your options.

The Affordable Care Act (ACA)

The goal of the Affordable Care Act is to provide affordable health insurance and to make it available to more people. The law provides consumers with subsidies (the “premium tax credit”) that lower costs for households with incomes between 100% and 400% of the federal poverty level (FPL).6 Additionally, the ACA aims to expand medicaid to cover all adults with income below 138% of the federal poverty level, though this has not been completed or brought to fruition in all 50 states. The federal poverty level in 2025 for an individual in a single-person household is $15,650.7 The Affordable Care Act also aims to support innovative medical care delivery methods designed to lower the costs of health care across the board. If you’re curious as to whether or not you may be eligible for premium tax credit, or for medicaid, you can call our helpline and our admissions team will be happy to help you learn more about enrollment, and what mental health care may be available to you.

State-by-State Coverage

Insurance coverage and the laws that protect an individual/that ensure you or your loved one have access to mental health care will vary by state. If you need to know more about whether or not your specific state offers you some kind of insurance coverage, you can visit the Healthcare Insurance Marketplace. For example, a specific insurance plan in California may not also be valid in Washington, so it’s important to know the qualifications and limitations of your mental health coverage. Or, if you wanted to enroll in California insurance, you might visit Covered California, but if you live in Connecticut, you’d visit Access Health CT.

If you need help verifying the extent of your particular insurance plan’s state-wide benefits, the AMFM Mental Health Treatment admissions team can help. Searching the ins and outs of insurance can be complicated and overwhelming, and we’re here to make your experience of reaching out for help with mental health coverage as simple and straightforward as possible.

What Insurance Does AMFM Accept?

AMFM Mental Health Treatment accepts and is in network with a variety of popular insurance providers and coverage plans. With over a decade of experience providing behavioral health care and resources, AMFM has experience working closely with insurance providers in order to find the best mental health benefits for each individual’s specific coverage, as well as working closely with clients to provide them with mental health care at the smallest out-of-pocket cost possible. For questions surrounding out-of-pocket costs, enrollment, copays and deductibles, referrals, or out-of-network treatment, call our admissions team today; we’re ready and willing to help you navigate the tricky world of mental health insurance.

Insurance by Provider

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By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list.

I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

What to expect

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