Does ComPsych Insurance Cover Mental Health Therapy and Treatment Programs?

A MISSION FOR MICHAEL

14 minutes read
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Mental health disorders can contribute to many difficulties in life, including personal relationships and professional life. For many, mental health support and treatment can have a lasting impact, helping them improve their emotional well-being. With treatment facilities located in California, Washington, and Virginia, A Mission For Michael (AMFM) can provide whole-person care.

We provide treatment for a range of mental health disorders including mood disorders, trauma-related disorders, and bipolar disorders. We provide whole-person care including evidence-based therapies, wellness programs, and holistic treatments. For many, health coverage can help make accessing mental health treatment affordable and accessible. We are going to focus on exploring coverage options available with ComPsych and commonly covered treatments for psychiatric conditions.

What is ComPsych Insurance for Mental Health Treatment Coverage?

ComPsych offers various behavioral health programs and managed care solutions through its EAP services. This includes access to clinical experts 24/7 and confidential counseling services. They also offer unlimited one-on-one coaching focused on improving your well-being. Those who require long-term or specialized treatment may require a referral for continued mental health support.

ComPsych has specialized solutions including convenient on-site and virtual assessments and short-term counseling services. Case management services can help you access the care and support you need for overall health and wellness.

ComPsych insurance offers an Employee Assistance Program (EAP) that covers various mental health treatments. ComPsych provides coverage for 40% of Fortune 500 companies for their mental health needs. They support over 160 million members, with more than 75,000 customers. ComPsych provides services in over 200 countries, providing wide access to mental healthcare.

With over 40 years of experience, ComPsych offers a range of services including:

  • Mental Health and Well-being Programs: This includes access to mental health support and counseling around the clock, every day of the week
  • Work-Life Services: This includes financial support services, legal support services, and family referral resources
  • Organizational Resiliency and Guidance Resources: Available services include crisis support around the clock, expert management consultation, global programs, and various resources for HR managers.
  • Health Navigation and Advocacy: Members have access to unlimited support, trusted guidance, well-being coaching, and services for employees and their family members
  • Leave Management Services: This can include FMLA benefits, jury and witness duty, the company leaves, and family leave tracking and management services.

Private health insurance can help cover some, if not most, of the costs associated with mental health therapy and treatment. Health plans can be offered through employers and individual plans, allowing you to access medical and behavioral health coverage. Many find that their health policy decreases the out-of-pocket costs associated with treatment.

Your health benefits can include a range of mental health treatment services including therapy sessions, mental health support, and psychiatric care. Your coverage may be applicable for both inpatient and outpatient treatment, allowing you to access personalized support based on the severity of your symptoms. Health care policies do vary and may come with limitations or exclusions. Additionally, you may have out-of-pocket expenses in the form of health insurance premiums, copayments, and deductibles.

In 2022, mental health disorders affected nearly a quarter of adults in the United States, with over 59 million people experiencing conditions like depression, anxiety, or bipolar disorder. Approximately 5% of adults reported persistent depressive symptoms, highlighting the prevalence and impact of mental health challenges on individuals and communities.

Severe mental illnesses affect one in 20 adults, with conditions such as schizophrenia and OCD among the leading causes of disability. Despite these statistics, around 10% of adults living with psychiatric conditions remain uninsured, creating significant barriers to accessing necessary care. Mental health continues to be a pressing public health issue requiring attention and resources. The National Alliance on Mental Illness (NAMI) indicated that less than half of adults experiencing a mental illness received treatment in 2021. Additionally, the average delay between the onset of symptoms and receiving treatment is 11 years.

Mental health disorders can increase your risk for physical health conditions. Individuals who are living with depression have a 40% increased risk of developing metabolic diseases and cardiovascular conditions. Additionally, those living with a psychiatric disorder have an increased risk of developing a substance use disorder.

Checking My ComPsych Health Insurance Coverage at AMFM

ComPsych members are encouraged to call AMFM for personalized support regarding their health benefits. You can complete our insurance verification form for assistance in learning about the details of your insurance coverage. This form provides us with the information we need to contact ComPsych directly on your behalf.

Once we verify your insurance, we can help you understand your out-of-pocket expenses, including your health insurance copayments, deductibles, and premiums. We will also learn if prior authorization is necessary for the health insurance claims process. AMFM Mental Health Treatment Centers do offer different ways to pay for those who are paying out of pocket for treatment.

Does ComPsych Insurance Cover Mental Health Treatment?

ComPsych can provide EAP services for its members that include mental health treatments. Depending on your needs, this may include the use of various services like therapy, counseling, and psychiatric care. These services can be used for a range of psychiatric conditions, and focus on addressing your unique needs.

EAP services generally focus on short-term care, such as crisis management services. Those who require long-term support are often provided with referrals so that they can access the care they need for their psychological health concerns. ComPsych healthcare coverage can vary and is dependent on your employer agreements. For some, available services include telehealth options, in-person therapy sessions, and group support options. If you have been struggling with your mental health, we encourage you to contact AMFM for your free and confidential mental health assessment. Our admission counselors can provide you with a personalized treatment recommendation, and help you access the mental health support you need to improve your social and cognitive functioning.

Treatment Centers Near Me That Accept ComPsych Insurance

A Mission For Michael (AMFM) provides comprehensive residential treatment for a range of mental health disorders. Our programs use multiple mental health therapies and approaches, wellness programs, and holistic approaches. Dial (866)478-4383 to learn if ComPsych covers mental health treatment near you.

What Does ComPsych Cover For Mental Health Therapy Programs?

ComPsych can help its members connect with treatment programs that are designed to treat varying severities of mental health disorders. The level of care that you require is based on the symptoms that you’re experiencing, and how they affect your daily functioning. Continue reading for a brief overview of commonly used treatment programs for psychiatric conditions.

ComPsych Behavioral Coverage for Residential Treatment Programs

Residential treatment programs are intensive, and immersive programs that provide support and guidance 24/7. These programs range in duration and are intended for those with moderate to severe mental health symptoms. Treatment commonly includes stress management skills, effective coping strategies, and self-care practices that can improve your overall wellness and mental health. ComPsych healthcare coverage can include residential treatment when it is medically appropriate. Your plan may be subject to out-of-pocket expenses in the form of health insurance deductibles, copayments, and premiums.

ComPsych Behavioral Coverage for Intensive Outpatient Program

Intensive Outpatient Programming (IOP) occurs in an outpatient treatment facility. IOPs have a strong focus on group counseling, with additional services including individual therapy sessions and medication management services in some cases. IOPs provide flexible scheduling, allowing you to manage your daily responsibilities. These programs can promote mental health awareness and introduce you to mental health resources within your community. Health plan options with ComPsych typically include coverage for IOPs. Your plan may include health insurance copayments, deductibles, and premiums.

ComPsych Behavioral Coverage for Outpatient Program

Outpatient treatment programs provide flexible support for those who can manage their mental health symptoms with limited support. This can include weekly or biweekly individual therapy, group therapy, and medication management services. Sessions can include a range of psychotherapy techniques targeting your symptoms and other challenges. ComPsych medical insurance typically includes coverage for outpatient treatment services. You may be required to work with a provider within your health insurance networks to receive maximum coverage.

ComPsych Behavioral Coverage for Partial Hospitalization Programs

Partial Hospitalization Programming (PHP) is an outpatient treatment option that includes a full day of mental health support. This can include therapy sessions, psychoeducation, wellness programs, and holistic approaches focused on providing whole-person mental health support. PHPs allow you to remain in your home environment for the evenings and weekends while receiving personalized care most days of the week. ComPsych health plans can provide coverage for PHP treatment programs. We encourage you to verify your coverage to ensure that you’re taking the necessary steps for a smooth health insurance claims process.

Which Mental Health Disorders Does ComPsych Insurance Usually Cover?

Mental health disorders are known to vary in intensity and symptoms. These are some of the identifying factors that distinguish these conditions from one another. ComPsych services are available for members experiencing a range of psychiatric conditions and challenges. Though this is not an exhaustive list, it does include some of the more common mental health conditions in the U.S.:

Anxiety disorders are known for causing persistent worry, restlessness, and fear. This can include conditions like panic disorder, social anxiety disorder, and generalized anxiety disorder. These conditions can range from mild to severe, affecting various aspects of your life. Anxiety treatments commonly incorporate Cognitive Behavior Therapy (CBT) and medication management services.

ComPsych health plans can include coverage for a range of anxiety treatments, including therapy, counseling, and psychiatric care.

Post Traumatic Stress Disorder (PTSD) affects an estimated 5% of adults in the U.S. PTSD can develop after witnessing or experiencing, a traumatic event. You may experience hypervigilance, nightmares, flashbacks, irritability, and avoidance symptoms. Treatment for PTSD can vary but commonly includes trauma-informed therapies. Medication management services may be used to address specific symptoms you’re experiencing.

ComPsych healthcare coverage can include treatment for PTSD, often including both inpatient and outpatient treatment services.

Attention-Deficit/Hyperactivity Disorder (ADHD) is a developmental disorder that is characterized by symptoms including inattention, impulsivity, and hyperactivity. This condition generally begins during childhood and affects approximately 15.5 million adults in the United States. Treatment can include the use of behavioral therapy, psychoeducation, lifestyle changes, and medication management services.

ComPsych health benefits can include coverage for ADHD treatment services, helping you improve your daily functioning and overall emotional well-being.

The National Institute of Mental Health (NIMH) indicated that 8.3% of adults in the U.S. are living with depression. Depression symptoms commonly include fatigue, low mood, loss of interest, and isolation. Depression can also include thoughts of self-harm and suicidal ideation. The severity of depression symptoms can range from mild to severe, with varying effects on your day-to-day life.

ComPsych typically provides health coverage for members experiencing depression symptoms. This can include both inpatient and outpatient care, in addition to crisis intervention services and psychiatric care. 

Borderline Personality Disorder (BPD) is known for causing intense emotional experiences, impulsivity, and a persistent pattern of unhealthy relationships. BPD can affect various areas of your life, including your professional performance and social life. Those living with BPD often have an intense fear of abandonment, which contributes to the symptoms they experience.

ComPsych healthcare coverage can include continued mental health support for those living with BPD. This can include psychotherapy using evidence-based approaches like Dialectical Behavior Therapy (DBT) and Cognitive Behavioral Therapy (CBT). Medication management services may also be used to target specific symptoms, including anxiety and depression symptoms.

Psychosis is known for causing a disconnect from reality. You may experience hallucinations, delusions, inappropriate behaviors, and disorganized thinking or speaking. This is commonly associated with mental health disorders like schizophrenia, delusional disorder, and severe mood disorders. Treatment for psychosis commonly includes medication management services and mental health support.

ComPsych health plans commonly include health coverage for psychosis symptoms.

Bipolar disorders and cyclothymia can include intense mood shifts including mania, depression, and hypomania. These symptoms can have a significant impact on your daily life, including your work performance, relationships, and ability to manage your daily responsibilities. Treatment commonly includes counseling and therapy services, and medication management services.

ComPsych health plans can help members access the appropriate treatment. Severe manic and depressive symptoms may require crisis intervention services and residential treatment.

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    We accept most major insurance providers and can check your coverage levels for you.

    If we are not an appropriate provider for care, we will assist in finding a care provider that can help. 

    Does ComPsych Insurance Cover Dual-Diagnosis Treatment Near Me?

    Dual diagnosis treatment is typically included in coverage with ComPsych health coverage. Dual diagnosis treatment is important for those experiencing more than one mental health disorder. These programs address the complex nature of co-existing disorders because they are often intertwined, affecting one another.

    Dual diagnosis treatment approaches can vary based on the conditions that you’re living with. These treatment options are often available in both inpatient and outpatient treatment settings, for continued mental health support.

    Psychologist writing notes during a mental health therapy appointment.

    How Much Does a Therapy Program Cost With ComPsych Insurance Coverage?

    The cost of mental health treatment with ComPsych health benefits can vary based on the plan you have, and your employer’s agreement. ComPsych can often provide you with short-term counseling services within their network and can help you find long-term care within their health insurance networks.

    Coverage with ComPsych differs from private health insurance because the plan options available in your health insurance open enrollment are dependent on your employer. You may be able to inquire about health insurance quotes and coverage options during this time, to explore different health care policies available to you. Contact AMFM today to learn about how much ComPsych covers for therapy services near you.

    ComPsych may have a set number of sessions that are available within their EAP services. Those who require long-term care may require a referral for continued support and therapy sessions. Long-term care may have out-of-pocket expenses. The limit associated with your EAP services is dependent on your employer’s agreement with ComPsych.

    If you would like personalized support in understanding ComPsych covered therapy near you, we encourage you to contact AMFM today and speak with an admission counselor.

    • The National Institute of Mental Health indicated that 23% of adults in the U.S. were living with a mental health disorder during 2022. This totals over 59 million adults.
    • One in 20 adults in the U.S. are struggling with a severe mental illness, according to the National Alliance on Mental Illness (NAMI).
    • An estimated 10% of adults living with a psychiatric condition are uninsured, making it harder to access appropriate mental health treatment.
    • Mental health disorders, including major depression, manic depression, schizophrenia, and OCD, are some of the leading causes of disability among adults in the United States.
    • The Centers for Disease Control and Prevention estimate that 5% of adults experience regular depressive symptoms.

    Check if your health insurance will cover the cost of mental health treatment.