United Health Care (UHC) Insurance Coverage for Mental Health Therapy and Treatment in Virginia

Mental health disorders affect approximately one in five adults in the United States. Individual variations in present symptoms and severities of these conditions exist. If you’re looking for exceptional residential treatment, A Mission For Michael (AMFM) care is available in Virginia, California, and Washington. Our programs are grounded in evidence-based therapies and enhanced with wellness programs and holistic approaches.

AMFM Mental Health Treatment Centers provide counseling and therapy services for mental health and dual diagnosis conditions. Common mental health conditions among adults in the U.S. include depression, anxiety, bipolar disorder, PTSD (Post Traumatic Stress Disorder), and bipolar disorder. Our admission process includes a thorough exploration of your current symptoms, challenges, mental health history, and lifestyle. Together, we can help you learn stress management and coping strategies to effectively manage your symptoms. Continue reading to learn about how insurance coverage can reduce treatment costs, increasing its accessibility.

Psychiatrist writing notes while having therapy session with a patient.

Who is the Mental Health Insurance Provider UHC - United Healthcare?

United Healthcare was founded in 1974 under the name CharterMed. CharterMed was renamed in 1977 as United HealthCare Corporation and has since turned into one of the most popular private health insurance companies. UHC employs 151 clinical professionals, 50,000 customer-facing professionals, and 37,000 technology professionals.

United HealthCare has been a pioneer in the insurance field, including being one of the first insurance providers to provide coordinated care with doctors and hospitals. Over time, UHC acquired other companies, including Optum, which allowed them to enhance their available services. United Healthcare has a large network of providers, allowing members to receive personalized care within different Virginia communities.

Information About UHC's Mental Health Plans, Brands, Products & Service Offerings in Virginia

United Healthcare provides care for over 278 million members in VA and has invested over 5.6 million dollars in group investments since 2021 in Virginia alone. UHC offers various products in Virginia including products for The Affordable Care Act, Children’s Health Insurance Program, Dual Special Needs Plan, Foster Care Programs, and more.

Examples of insurance plans available with UHC in Virginia include:

  • Short-term Health Insurance: Temporary coverage while you search for a long-term alternative
  • Individual and Family Plans: These are available in the Affordable Care Act Marketplace and can be tailored to your needs.
  • Hospital and Doctor Insurance: Supplemental insurance coverage that can provide cash for medical services like doctor visits, urgent care, and surgical procedures.
  • Hospital Indemnity Insurance: Additional coverage for qualifying hospital stays and medical costs
  • Dental Plans: Coverage for dental services that may not be covered by individual and family insurance plans.
  • Vision Plans: Coverage for vision services that may not be included in traditional insurance plan coverage
  • Accident Insurance: Supplemental coverage to help with the costs of accidental injuries and necessary treatments
  • Critical Illness Insurance: Additional coverage with cash benefits for conditions like cancer and heart-related conditions.

Find out about our free assessments and admissions process

We accept most major insurance providers and can check your coverage levels for you.

If we are not an appropriate provider for care, we will assist in finding a care provider that can help. 

What Are Mental Health Behavioral Conditions?

Behavioral conditions can affect the way you think, feel, and behave. You may find that these conditions can make it challenging to navigate your day, affecting your work performance, overall wellness, relationships, and more. Mental health disorders are outlined in the Diagnostic and Statistical Manual of Mental Disorders (DSM), including their symptoms and unique characteristics.

Some of the most prominent mental illnesses in the United States include anxiety, depression, schizophrenia, bipolar disorder, and PTSD. These conditions are set apart by their varying causes, symptoms, and symptom duration. There is no “cookie-cutter” presentation for mental health conditions. Your experience is unique to you and is influenced by your genetics, mental health history, environment, and more. Common behavioral conditions include eating disorders, ADHD, and some addictions.

Behavioral conditions often benefit from psychotherapy and other treatment services like psychiatry services. Therapies like Cognitive Behavioral Therapy (CBT) and mindfulness-based therapies can be used in individual therapy and support groups to address your symptoms, working towards improving your emotional well-being.

What Are Mental Health Disorder Treatment Options in Virginia?

Virginia has a variety of mental health treatment programs. This allows residents to access care that is appropriate for their symptoms, level of functioning, and overall distress. Residential and inpatient treatment are the most intensive treatment options, often including psychiatry services, therapy, and counseling services.

Outpatient treatment programs can include individual therapy, support groups, medication management services, and specialized treatment options. Mental health treatment programs often use evidence-based approaches like Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), and behavioral therapy. These programs are tailored to your unique needs to ensure that you receive the support needed to build a foundation for long-term emotional well-being.

Statistics and Information on Mental Health Disorders in Virginia

More than 1.1 million adults in Virginia are affected by mental health conditions, with around 264,000 experiencing serious mental illnesses that can disrupt daily life. Despite the growing demand for behavioral health services, access to care remains concerning in several parts of the state. Studies indicate that Virginia has fewer mental health providers compared to national averages.

A 2021 report from the National Alliance on Mental Illness (NAMI) found that 36% of Virginia adults struggled with anxiety or depression, yet only 23% received treatment. One major barrier is affordability—many individuals lack insurance coverage or must rely on out-of-network providers, making care more expensive and difficult to access.

Additionally, about one in six homeless individuals in Virginia lives with a serious mental illness, and nearly one in four people with a mental health condition have been involved with the criminal justice system.

How To Check Your UHC Health Insurance Coverage Levels at AMFM Virginia’s Location

Navigating insurance coverage can feel overwhelming, but you don’t have to do it alone. A Mission For Michael offers a simple insurance verification process that begins with our insurance verification form. We’ll clarify details like coverage limits, exclusions, endorsements, and out-of-pocket costs to help you understand your benefits.

After reviewing your policy, we’ll help you understand how your insurance applies to different treatment options. Our free, confidential mental health assessment helps us provide you with personalized treatment recommendations based on your symptoms and needs. Don’t hesitate to reach out for support and guidance as you explore UHC Virginia’s mental health treatment options.

Check Your Insurance Coverage For Mental Health Treatment

Insurance can be complicated but we are here to help. AMFM has over a decade of experience in the mental health field and is in-network with many large insurance providers. By using our form below, we can quickly determine if you are in-network at one of our facilities. Your insurance provider will not be notified or contacted by completing this form and the process is 100% confidential.

By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list.

I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

Does UHC Health Insurance Cover Residential Inpatient Mental Health Therapy and Treatment in Virginia?

Yes, UHC mental health coverage in Virginia often includes claims for residential treatment. Residential treatment can provide you with a structured and supportive environment while addressing the underlying cause of your mental health distress. The duration of these programs can vary and is dependent on the severity of your symptoms.

Your UHC insurance policy can include inpatient care, though you may be required to obtain prior authorization before engaging in treatment. This can help ensure a smooth medical claims process. Coverage rates can vary for different UHC plans and services, which is why we encourage you to verify your coverage with AMFM.

Does UHC Insurance Cover Outpatient Mental Health Therapy Programs in Virginia?

UHC mental health insurance in Virginia generally includes coverage for outpatient mental health treatment. This can include weekly or biweekly individual therapy and support group sessions. Outpatient treatment is ideal for mild to moderate symptoms that can effectively be managed without continual professional support. Outpatient care is a flexible treatment option that can accommodate your personal, professional, and academic responsibilities.

Insurance companies evaluate the risks and liabilities of the coverage options that they offer for a variety of mental health conditions. They consider the peril that these conditions can cause, and how it can affect the quality of life for their members. To learn about the scope of your insurance coverage, you can review your policy documents or contact AMFM today.

Does United Healthcare Insurance Cover PHP/IOP Mental Health Treatment Programs in Virginia?

Partial Hospitalization Programming (PHP) and Intensive Outpatient Programming (IOP) are specialized outpatient treatment options that offer intensive treatment. The intensity, frequency, and duration of treatment supersede traditional outpatient care, making them appropriate for moderate to severe mental health conditions. Both programs can include therapy, counseling, and medication management services.

UHC mental health providers in Virginia that offer PHP and IOP treatment can help you verify your coverage. This allows you to understand your out-of-pocket expenses including copayments, deductibles, and premiums. It is not uncommon for insurance policies to require prior authorization for these specialized treatment options.

Does UHC Cover Dual Diagnosis Therapy Programs in Virginia?

UHC mental health services often include dual diagnosis therapy programs. This can include both inpatient and outpatient treatment, depending on the severity of your conditions. Treatment can focus on developing self-care and coping strategies to manage your symptoms while treating the underlying causes of your mental health conditions.

An umbrella policy or having endorsements on your plan can increase your coverage benefits for mental health treatment. This can help ensure that you’re able to receive effective and affordable treatment to address the peril caused by your mental health conditions without worrying about additional financial loss.

Does UHC Health Insurance Cover Mental Health Testing, Assessments, and Evaluations in Virginia?

Yes, UHC mental health insurance in Virginia commonly includes a range of testing, assessments, and evaluations. Testing and other evaluations are commonly used during the initial stages of treatment to determine a clinical diagnosis and to assess the severity of your condition. They may also be used to track and monitor treatment as you engage in treatment.

Assessments can be completed by trained professionals including psychiatrists, psychologists, counselors, and social workers. Insured UHC members may be required to obtain prior authorization for specialized assessments or testing measures, which you can learn more about after you verify your insurance coverage. Dial (866)478-4383 to speak with an admission counselor today.

Mental Health Treatment Programs That Take United Health Insurance Virginia Policies and Plans

Our admission counselors will begin with a comprehensive mental health assessment to determine your treatment needs. We will then support you during each step of the admission process ensuring that you receive the treatment you need.  Dial (866)478-4383 to learn more about available Virginia mental health treatment options.

Virginia

Therapy and Treatment Centers in Virginia

Virginia residents living with moderate to severe mental health conditions may benefit from the residential treatment services with A Mission For Michael (AMFM). Recognized as a prominent behavioral health provider, AMFM offers comprehensive care for a range of mental illnesses. Evidence-based treatments, holistic treatments, and wellness programs are examples of what you can expect in an AMFM treatment center.

General Inquiry Form

Complete the form below to receive a prompt call back from a member of our experienced and compassionate admissions staff. All communication is 100% confidential.

"*" indicates required fields

By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list. I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

What Options Does UHC Health Insurance Cover for Mental Health Counseling Services and Psychiatric Therapy Near Me?

With an understanding that UHC does cover mental health therapy, we can begin talking about which mental illness benefits from therapy and counseling services. It is important to note that because of the individualized nature of these conditions, they do not all respond to the same treatment approaches, interventions, and treatment frequencies.

Your treatment provider will complete a comprehensive assessment to determine your treatment needs and plan accordingly. You may find that you relate to some of the symptoms or challenges we mention, or feel as though your experience is quite different. Know that your experience is yours and that A Mission For Michael is here to help you get your feet on the ground. Continue reading to learn about conditions that UHC members receive treatment for.

UHC Coverage for Depression in Virginia

Depression can lead to sadness, hopelessness, and isolation in varying severities. Treatment for depression and depressive disorders commonly includes psychotherapy and psychiatric care. Coverage can include both inpatient and outpatient care, allowing you to receive treatment that is medically appropriate for your needs.

UHC Coverage for Trauma in Virginia

Trauma can lead to a range of psychological challenges and symptoms including hypervigilance, anxiety, irritability, and sleep disturbances. Trauma-informed care commonly includes the use of therapies like Cognitive Processing Therapy (CPT), Dialectical Behavior Therapy (DBT), and Eye Movement Desensitization Reprocessing (EMDR) therapy. UHC coverage can also include support groups and medication management services.

UHC Health Insurance Coverage for ADHD in Virginia

Attention Deficit-Hyperactivity Disorder (ADHD) can cause restlessness, inattention, and impulsivity. UHC mental health services for ADHD can include behavioral therapy, psychoeducation, psychiatry services, and learning about lifestyle changes. Medications are commonly used to help manage symptoms in addition to psychotherapy. Your plan may have limitations or exclusions for name-brand medications.

UHC Coverage for Mental Health Testing in Virginia

UHC mental health coverage for mental health testing is a crucial component of mental health treatment. Testing is used to determine appropriate clinical diagnoses as well as assess your progress throughout your treatment. Your coverage may include the use of both structured and non-formal testing.

UHC Coverage for PTSD in Virginia

UHC mental health providers in Virginia can offer comprehensive PTSD treatment, including medication management services, trauma-informed care, and psychotherapy. PTSD treatment can focus on addressing symptoms like hypervigilance, anxiety, nightmares, and flashbacks. Evidence-based approaches can be used to address the underlying traumas associated with PTSD.

UHC Coverage for Anxiety in Virginia

UHC typically provides coverage for a range of anxiety disorders including generalized anxiety disorder, panic disorder, social anxiety disorder, and specific phobias. Treatment approaches can vary among the different anxiety disorders, though they commonly include psychotherapy, psychiatry services, and mindfulness practices.

UHC Coverage for Paranoia in Virginia

UHC mental health coverage can include symptoms of paranoia. This can occur with mental health disorders like schizophrenia, paranoid personality disorder, delusional disorder, PTSD, and bipolar disorder in some cases. Treatment can include the use of CBT, learning stress management strategies, and addressing underlying fears to promote emotional well-being.

Request A Call Back

Complete the form below to receive a prompt call back from a member of our experienced and compassionate admissions staff. All communication is 100% confidential.

"*" indicates required fields

By submitting this form you agree to the terms of use and privacy policy and give my express written consent for AMFM Healthcare to contact me at the number provided above, even if this number is a wireless number or if I am presently listed on a Do Not Call list. I understand that I may be contacted by telephone, email, text message or mail regarding my disability benefit case options and that I may be called using automatic dialing equipment. Message and data rates may apply. My consent does not require purchase. Message frequency varies. Text HELP for help. Reply STOP to unsubscribe.

Disclaimer

What Therapies and Benefits Are Available From UHC Mental Health Plans?

UHC mental health coverage in Virginia can incorporate a range of therapeutic approaches and interventions. This allows your treatment provider to develop a personalized treatment plan that is based on your symptoms, lifestyle, and treatment needs. Continue reading to learn about commonly used therapies and therapeutic interventions that can be used:

Virginia Family Therapy

Family therapy can be used to provide support for family units as a whole who have experienced hardships from mental illness. Treatment can focus on providing psychoeducation, improving communication, clarifying boundaries, and rebuilding trust within relationships. Family therapy may be available in both inpatient and outpatient treatment programs in Virginia.

Virginia Group therapy

Group therapy can be incorporated into inpatient and outpatient programs for a range of mental illnesses and challenges including mood disorders, trauma, grief, and more. Group sessions allow you to practice socialization skills, connect with peers, and decrease isolation. This is a common treatment component for inpatient and outpatient treatment programs.

Virginia Psychodynamic Therapy

Psychodynamic therapy is a long-term treatment approach that focuses on exploring how your unconscious thoughts beliefs and early childhood experiences are related to your current mental health challenges. This approach can be an effective treatment option for personality disorders, depression, and anxiety.

Virginia Cognitive Behavioral Therapy (CBT)

Cognitive Behavioral Therapy (CBT) can help you recognize automatic thoughts and beliefs that contribute to unwanted emotions and behaviors. Treatment can help you learn new coping strategies for your symptoms, improving your emotional well-being. CBT can be used to treat anxiety, depression, ADHD, PTSD, and more.

Virginia Dialectical Behavior Therapy (DBT)

Dialectical Behavior Therapy (DBT) is a cognitive therapy that uses mindfulness practices and beliefs to help you develop emotion regulation, distress tolerance, and interpersonal effectiveness skills. This can be impactful for conditions like depression, anxiety, PTSD, and other trauma-related disorders.

Virginia Mindfulness-based Cognitive Therapy (MBCT)

Mindfulness-based Cognitive Therapy (MBCT) blends mindfulness and cognitive practices. This comprehensive approach can help you develop emotion regulation skills and resilience for struggles like depression and anxiety disorders. You can find MBCT in inpatient and outpatient programs, including both individual and group therapy sessions.

How Much Do Mental Health Programs Cost Without UHC Insurance Support in Virginia?

Without the use of insurance coverage, mental health treatment costs can vary greatly. Inpatient and residential treatment programs generally have higher costs because of the nature of their treatment. Treatment costs include fees for room and board, food, therapy, counseling, amenities, and other treatment-related services. You can expect to pay $500 to $2,000 per day for inpatient care.

Outpatient treatment is a more affordable treatment option. Individual therapy sessions are typically between $100 to $200 per session, with lower costs for group therapy sessions. Specialized outpatient programs, including PHPs and IOPs, tend to have higher costs because of the intensive care provided. Factors that can affect the cost of treatment can include the location of your treatment provider, available amenities, and specialized services like psychiatry care.

How Much Do Mental Health Treatment Programs Cost With UHC Insurance Coverage in the Commonwealth State?

The cost of treatment with UHC coverage in Virginia can vary because it is based on the details of your insurance coverage. UHC offers a range of products and services, allowing you to choose a plan based on your needs and budget. Plans can have varying coverage rates and out-of-pocket expenses, which have a direct impact on your treatment costs.

The cost of mental health treatment with insurance coverage is generally more affordable than paying out of pocket. For personalized support understanding the scope of your insurance coverage, including out-of-pocket expenses, dial (866)478-4383 to speak with an AMFM admission counselor today.

How To Get UHC Insurance To Pay For Behavioral Health Therapy and Treatment?

When verifying your insurance coverage with AMFM, we will help you get a clear understanding of your UnitedHealthcare plan’s guidelines. We will inquire about your network limitations, exclusions, and any required prior authorizations. This information empowers you to make informed choices about your treatment options.

After selecting a treatment provider that aligns with your UHC policy, you can focus on ensuring that they have the necessary documentation to support your claims. This may include intake records that demonstrate the medical necessity for the treatment you’re requesting. Your provider can help you navigate the claims process and manage the necessary authorizations. If you have specific questions about UHC covered mental health services in Virginia, contact AMFM Mental Health Treatment Centers today.

How Many Times Will UHC Health Insurance Pay For and Cover Behavioral Health Treatment?

UnitedHealthcare insurance policies may have annual limits on therapy sessions, particularly for specialized treatment programs. This can include residential treatment, partial hospitalization programs, and intensive outpatient programs. There are often variations regarding annual session limits based on your UHC plan and coverage details.

If your symptoms require care beyond your plan’s typical limits, you may be able to receive prior authorization for additional treatment sessions. UHC will likely request documentation supporting the need for continued treatment. AMFM Mental Health Treatment Centers can guide this process, providing individualized support.