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Cost of Partial Hospitalization Programs (PHP) Without Insurance?

A MISSION FOR MICHAEL

13 minutes read
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Partial Hospitalization Programs (PHPs) are a crucial transitional care service from a residential treatment program to the community or a less intensive form of treatment. They provide a middle ground that includes intensive therapy and support services while you live at home. AMFM Mental Health Treatment Center has multiple facilities in California, Washington, and Virginia where you can access PHPs.

The therapists and licensed clinicians at AMFM understand how quality mental health care can significantly change your life. We offer therapy and treatment for mental health conditions and dual diagnosis. The term dual diagnosis means you have symptoms of two distinct mental health conditions simultaneously. It is important to treat these conditions at the same time to raise the rate of success. We encourage you to call (866) 478-4383 and learn more about your treatment options.

What are Mental Health Partial Hospitalization Programs (PHPs)?

Mental health Partial Hospitalization Programs (PHPs) provide intensive, structured treatment options when you need more support than a traditional outpatient therapy program but not 24/7 full-time care. PHP therapy includes daily sessions, typically five days each week. This includes individual and group therapies, medication management, and more.

You receive intensive therapy similar to that of a residential treatment program while living at home. The program is ideal when transitioning from inpatient care or stepping up from outpatient services. Treatment is tailored to address conditions like depression, anxiety, bipolar disorder, and more, with a focus on coping skills development and improved emotional regulation. The program emphasizes continuity of care while helping you develop a strong foundation for long-term recovery.

Statistics and Information on Mental Health PHPs

A 2017 study on acute Partial Hospitalization Programs (PHPs) found that Cognitive Behavioral Therapy (CBT) and other evidence-based psychotherapy effectively reduce symptom severity and improve cognitive functioning. PHPs have shown promise as a viable alternative to inpatient care, especially when factors like symptoms, cost, and family interactions are considered.

Programs have been particularly beneficial in improving social role functioning. The National Institute of Mental Health reported more than 57.8 million people had a mental illness in 2021, with the highest prevalence among those aged 18 to 25. PHPs have been proven to significantly reduce symptoms in people with borderline personality disorder, including reducing suicidal and self-mutilation behaviors, inpatient days, and improving social functioning. Additionally, one study of adolescents in a PHP revealed reduced symptom severity and improved relational health after just six weeks.

What Are the Average Out-of-Pocket Costs for Mental Health PHP?

The average out-of-pocket cost for mental health partial hospitalization programs may range from $250 to $600 per day. Geographic location, insurance coverage, and your customized treatment plan can influence costs. Other factors that impact cost are the program duration, the frequency of therapy sessions, and whether specialized treatments are needed.

Health insurance coverage plays a critical role in reducing your out-of-pocket expenses. Many plans cover some PHP costs, but you are still responsible for deductibles and copays. Without insurance, the costs make financial planning essential. We encourage you to call AMFM Mental Health Treatment Center and speak with our admission specialist. We can help verify your insurance coverage, answer questions about our programs, and help you find financial aid in the community to cover your mental health treatment costs. We can also discuss options for financial assistance, including budget-friendly payment plans or sliding scale fee structure.

Average Cost of Partial Hospitalization Programs with Insurance Support?

How much partial hospitalization costs with insurance varies, depending on several factors. While the charges from the treatment center remain the same, your out-of-pocket expenses are determined by your insurance policy. Typically, your costs may range from $50 to $300 per day, depending on your insurance policy specifics, such as coverage level, deductibles, and copays.

Insurance can help reduce your out-of-pocket expenses when receiving comprehensive mental health treatment. Understanding your insurance policy coverage limits and check the details before beginning treatment to fully understand your financial responsibilities. We encourage you to call AMFM today and speak with one of our admission specialists, who can verify your insurance coverage and help estimate your out-of-pocket expenses.

Treatment Centers with PHPs That Offer Flexible Payment Plans

At A Mission For Michael, you receive high-quality mental health care to transition back to work, school, and home. We encourage you to explore our treatment options, whether you’re traveling across the city, state, or country. Call us today at (866) 478-4383 so we can answer your questions about our partial hospitalization programs and discuss affordable rates for mental health treatment.

What Are Short-Term Program Costs for Mental Health PHPs?

Short-term mental health partial hospitalization programs typically last less than 30 days, and the cost generally ranges from $6,000 to $12,000. Program intensity, location of the facility, and specific services, including facility amenities and medical care, influence costs. Short-term PHPs are designed to provide mental health intensive care and focused treatment in a condensed time frame.

This can lead to higher daily rates. However, the overall cost is typically lower than long-term programs because of the shorter duration. Insurance can cover part of these costs, but you will have some out-of-pocket expenses. Call AMFM Mental Health Treatment Center today to verify insurance coverage details, learn more about the financial assistance available, and how partial hospitalization can benefit you or your loved one.

What Are Long-Term Program Costs for Mental Health PHPs?

Long-term mental health partial hospitalization programs typically last more than 30 days, and the costs can range from $9,000 to $18,000 per month. Cost is influenced by factors such as the types of services provided, the intensity of the treatment, the facility’s location, amenities, and the duration of your treatment.

The longer the duration and the more involved care frequently lead to an increased overall expense. While insurance can cover a portion of the costs, your expenses may still be significant. We encourage you to call AMFM Mental Health Treatment Center today at (866) 478-4383 to speak with one of our admission specialists. They can verify your insurance coverage and discuss pricing options to help make treatment more economical and wallet-friendly.

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    What Mental Health PHPs are Available for Treatment?

    Partial Hospitalization Programs (PHPs) offer intensive mental health care when you need more support than outpatient therapy but do not require 24/7 care. These programs provide a combination of therapy, counseling, and medical monitoring to help you stabilize and improve your mental health. Explore the following sections for a brief overview of the available mental health partial hospitalization programs.

    Partial Hospitalization Program for Mental Health Therapy and Treatment

    A partial hospitalization program for mental health therapy and treatment is a structured intensive program. The program is ideal when you need more support than a traditional outpatient therapy program but does not require 24/7 inpatient care. PHPs provide daily therapy sessions, medication management, and support while allowing you to live at home.

    Partial hospitalization Program costs without insurance range from $300 to $600 daily. The cost depends on various factors, such as location, program length, and the specific services provided. Insurance coverage can significantly reduce your out-of-pocket expenses. When you work with AMFM admission specialists, we can also help you find financial assistance and offer payment plans and sliding scale fees when you qualify. Call AMFM to learn more about how we can help.

    Partial Hospitalization Programs for Dual Diagnosis Treatment

    Partial hospitalization programs for dual diagnosis treatment provide concurrent, customized treatment plans when you face two mental health disorders with separate symptoms. The dual diagnosis PHPs offer personalized treatment plans unique to this common condition, increasing the potential for successful recovery. You receive comprehensive treatment while still able to live at home.

    The cost of partial hospitalization behavioral health services for dual diagnosis treatment can range from $350 to $700 per day. Factors that influence cost include the geographical location of the treatment center, program duration, and the specific services provided in your customized plan. Insurance coverage can significantly reduce your out-of-pocket expenses. We encourage you to call AMFM Mental Health Treatment Center today to inquire about our cost-effective treatment programs.

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    What Are Some Payment Options to Cover the Cost of a Mental Health PHP?

    Covering the cost of a partial hospitalization program for mental health treatment can be challenging. However, several options can help you manage the expenses. We encourage you to call AMFM today to speak with our admission specialist. We can help verify your insurance coverage and offer financial aid suggestions so you receive the excellent care you deserve.

    • Health Insurance: Most individual and family health insurance plans meet the requirements set by the Affordable Care Act and the Mental Health Parity and Addiction Equity Act to cover mental health treatment. This includes coverage for a significant portion of PHP costs. You must verify your policy’s details and fully understand any associated deductibles or copays before starting treatment.
    • Out-of-Pocket Payment: If insurance coverage is limited or unavailable, paying out of pocket is an option. Many facilities offer sliding scale fees or payment plans for upfront payments.
    • Loans: Obtaining a personal loan from the bank or friends and family can initially help cover your treatment costs while you seek financial aid from other sources. While a bank loan offers more confidentiality, a personal loan from friends and family generally has more flexible payment options and a lower interest rate.
    • Sliding Scale Fees: Sliding scale fees render reasonable costs for treatment and are based on your income. You typically must provide documented proof of your income level and ability to pay.
    • Payment Plans: Many PHPs offer payment plans, which allow you to spread your costs over time and reduce immediate expenses.
    • Employee Assistance Programs (EAP): Some employers offer these programs, which can provide financial assistance to cover the cost of mental health services, including PHPs.
    • Government Assistance Programs: Programs like Medicaid or other government-funded or subsidized assistance can help cover costs for cost-conscious, eligible individuals.
    • Family Support: While it might be difficult to ask for help from friends or family, the cost of living with a mental health condition is far higher. These costs can include loss of productivity, job loss, social isolation, and spiraling mental health symptoms.
    • Scholarships or Grants: Some non-profit organizations or treatment centers offer scholarships and grants to help cover the cost of treatment. This makes PHPs more financially accessible.

    What Aspects of a PHP Influence the Program Costs Near Me?

    A variety of factors affect your average out-of-pocket cost for partial hospitalization programs. One major factor is the severity of your mental health condition that is being treated. More complex or severe cases, including dual diagnoses, may require more intensive treatment and specialized care. Additionally, the length of your program also plays a significant role.

    As you might imagine, longer programs incur higher costs because of the extended use of resources and services. The intensity of the treatment is another key cost factor. Programs offering more frequent or prolonged therapy sessions, comprehensive medical management, and individualized care plans may cost more. Medical services and staff expertise also influence expenses. Programs with highly specialized staff, such as psychiatrists or therapists with advanced credentials, may have higher fees because of the higher quality and level of care.

    The facility’s amenities and accommodations also influence expenses. Programs that offer luxurious amenities, private rooms, or added services like wellness programs, fitness centers, or gourmet meals are generally more costly. The geographical location of the facility is also a factor. PHPs in urban areas or areas with a higher cost of living may charge more than those in rural areas.

    Finally, your health insurance coverage can significantly affect your out-of-pocket costs. While most health insurance policies cover a portion of PHP expenses, the extent of coverage varies by plan. We highly recommend that you call AMFM to fully understand your insurance policy coverage limits and benefits and receive an estimate of your potential out-of-pocket costs.

    Alternative Way to Find PHP Treatment Programs Near Me

    You can find a PHP treatment program that meets your needs using several simple steps. While an online search might be the first thing you think of, other steps can help you find a treatment facility that is a good fit. Consider the following to find the best PHP for your needs.

    Online Research: Your favorite browser can help you find a local center that provides day treatment programs, also known as Partial Hospitalization Programs (PHPs). Consider using keywords such as “Low-cost PHP for mental health near me” or “Mental health PHP therapeutic day programs near [your location].” Replace [your location] with names of local cities near you.

    Referrals: Consider referrals from your primary care physician, friends, family, and local mental health support groups or community centers. Mental health conditions are not uncommon, and you may unknowingly be acquainted with people who have used partial hospitalization or intensive outpatient programs in the past.

    Insurance Provider: If you have health insurance, your provider will have a list of in-network PHP therapy and treatment centers in your local area and those in the surrounding area. AMFM serves individuals across the U.S. who travel to receive evidence-based and holistic mental health care with proven results.

    Social Media: Social media platforms like Facebook, Instagram, or local community forums like NextDoor are places where people potentially share recommendations for healthcare providers and mental health treatment centers.

    University and Medical Schools: Nearby universities or medical schools may offer structured outpatient care for mental health care that includes PHP. These clinics typically utilize evidence-based approaches.

    Check Reviews: Once you have gathered a list of mental health centers you want to explore, don’t forget to check out the online reviews. Online reviews can sometimes provide greater insight into the type of care you can expect. However, they should be taken with a grain of caution.

    Statistics on PHP and Day Treatment Programs in the U.S.

    • A 2017 study of acute partial hospitalization program treatment demonstrated that cognitive behavioral therapy and other evidence-based psychotherapy techniques were effective in reducing symptom severity and improving cognitive functioning.
    • According to the National Institute of Mental Health, more than 57.8 million people had a mental illness in 2021. The greatest prevalence was in the 18 to 25-year age brackets
    • Experts believe that PHPs are reasonable alternatives to inpatient care when certain factors are considered, such as symptoms, cost, and family interactions. PHP improves social role functioning, which suggests programs can fulfill different functions within the mental health care system.
    • Partial hospitalization demonstrates a significant decrease in symptoms in people with borderline personality disorder. Patients had a reduction in suicidal and self-mutilatory acts, lower inpatient days, and better social function which continued until the study ended.
    • One study of adolescents in a PHP demonstrated a reduction in symptom severity and improvement in relational health after a 6-week program.

    Check if your health insurance will cover the cost of mental health treatment.