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How to Pay for an Attention Deficit Hyperactivity Disorder (ADHD) Therapy Treatment Program

A MISSION FOR MICHAEL

15 minutes read
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Attention Deficit Hyperactivity Disorder (ADHD) affects an estimated 139.8 million adults around the world and can often be traced back to childhood. Adult ADHD symptoms can cause a range of challenges that can benefit from the use of behavioral therapies and ADHD medications. A Mission For Michael (AMFM) provides comprehensive ADHD treatment in California, Washington, and Virginia.

In addition to ADHD, AMFM provides inpatient and outpatient treatment options for dual diagnosis and various mental health conditions. With a focus on symptom management and learning healthy coping skills, we are confident that we can provide the support you need to improve your cognitive functioning and overall sense of wellness. Dial (866) 478-4384 to explore available treatment options today! In the meantime, continue reading to learn how to pay for an ADHD mental health program and mental health expense management strategies.

Information About Clinical Attention Deficit Hyperactivity Disorder (ADHD)

ADHD often affects each person differently, which means that some individuals experience mild symptoms and may not know they are living with ADHD. Others experience challenges in various daily tasks, which can create difficulties at work, in social life, and within important relationships.

Symptoms associated with ADHD can be divided into two categories: inattention and hyperactivity/impulsivity. Some experience solely inattention symptoms, whereas others experience a little of each. Adult ADHD symptoms associated with these categories can include, but are not limited to, the following:

  • Inattention: This can include making careless mistakes in your work, having a hard time staying focused on one topic, and having a hard time following directions. You may find that it takes you longer to complete certain tasks compared to others because your mind wanders. It is also common for individuals to misplace everyday objects like keys, their wallet, and their cellphones. You may also forget to do things like pay bills, attend appointments, and return phone calls. When you were younger, you may have struggled with ADHD in school.
  • Hyperactivity and Impulsivity: Struggles with hyperactivity involve a hard time sitting still, which can lead to fidgeting, bounding your legs, or moving limbs at inappropriate times. Your energy level is often elevated compared to others, and you may have difficulty with quiet leisure activities. You may also talk excessively and struggle to wait your turn, interrupting others when they are speaking. None of these are done to be impolite, as they are often an incontrollable symptom.

 

ADHD diagnosis criteria involve a minimum of five symptoms from the inattention or both categories. These symptoms and challenges can be traced back to their childhood and were present in multiple environments. For adults, this means that their symptoms are present at work, home, and social settings. 

Who Can Prescribe Medications to Treat ADHD?

Medications used to treat ADHD can be prescribed by medical professionals who have the proper education, training, and certifications to do so. This commonly includes psychiatrists, primary health physicians, nurse practitioners, and physician assistants who work in a variety of mental health treatment settings.  

Each of these providers will discuss your ADHD medication options and monitor your use of prescribed medications to ensure that you’re taking as directed and experiencing the intended results. They may need to adjust your prescriptions to find the right combination for your body. 

How to Pay for Costs of ADHD Medications

There are several ways that you can pay for ADHD treatment, which allows you to choose the option that aligns with your circumstances and finances. Many choose to utilize insurance coverage, while others prefer to pay out of pocket for treatment. You may be eligible for financial assistance or coupons to help make the cost of medications more manageable. 

One way to reduce the overall cost of prescription medications is to discuss the use of generic medications with your healthcare provider. These medications tend to be more affordable than name-brand options while pricing the same benefits. For additional guidance on how to pay for ADHD medications, contact AMFM today.

United States ADHD Treatment and Mental Health Statistics 

ADHD is a neurodevelopmental disorder that can begin causing difficulties in childhood, which can then continue into adulthood. The Centers for Disease Control and Prevention (CDC) reported that approximately 7 million children between the ages of 3 and 17 were diagnosed with childhood ADHD in 2022.

While AMFM does not provide treatment for ADHD in children, we do feel that it is important to recognize the impact that ADHD has on children so that we can better understand the long-term effects experienced by adults. An estimated 2.6%, or 139 million adults, worldwide have been living with persistent ADHD symptoms since they were children. Those who began experiencing comorbid diagnoses in childhood often find that these conditions continue later in life when they are left untreated, leading to complex mental health concerns.

Does Insurance Pay for Mental Health ADHD Therapy Programs Near Me?

Commercial mental health insurance benefits generally include some form of coverage for ADHD treatment. The coverage that you receive for ADHD treatment depends on several factors, including your insurance carrier, the details of your plan, and the care that you receive.

Most insurance providers offer a variety of products and services so that they can provide coverage options that match their policyholder’s needs while remaining budget-friendly. These differences can affect your coverage rates and out-of-pocket expenses. Additionally, your coverage rates may vary among the different levels of care.

How To Pay for ADHD Programs with No Health Insurance Support

For those who don’t have insurance, it can be overwhelming to think about paying for treatment. There are resources available to you and avenues of financial assistance that you can explore. As an example, some treatment providers offer sliding scale fees which adjust the cost of treatment to your income, making more affordable ADHD treatment options.

Financial aid for therapy may be available through grants for mental health care and available scholarships. Additionally, your treatment provider may offer mental health payment plans that break your lump sum into smaller, more manageable amounts over time. We encourage you to contact A Mission For Michael to discuss how to pay for an ADHD mental health program.

How Much Does ADHD Treatment Cost Without Health Insurance Coverage?

The cost of ADHD treatment without the use of health insurance can vary because it is influenced by several factors. One of the biggest factors influencing this is the level of care being provided. In most cases, inpatient treatment has higher costs compared to outpatient treatment, and individual therapy sessions average between $100 and $200 an hour.

Additionally, those who use non-pharmacological ADHD interventions tend to have lower costs than those treated with behavioral therapy and medications. 

How To Pay for ADHD Medications Without Insurance Coverage

For those who are not using insurance to pay for their ADHD medications or who are without insurance coverage, we encourage you to explore the use of generic medications with your prescribing professional. This is a simple way to reduce the cost associated with prescription drugs. Additionally, programs like GoodRx often reduce medication costs.

Depending on the medication you’re prescribed, you may have access to a patient assistance program through the pharmaceutical company. If you have questions or concerns about being able to afford medications needed to manage your ADHD and other mental health symptoms, we encourage you to call us today.

ADHD Treatment Programs That Offer Flexible Payment Options Near Me

AMFM Mental Health Treatment Centers are premier behavioral health treatment providers that offer comprehensive ADHD counseling options for adults. Our programs blend evidence-based approaches with medication management services and holistic approaches for a person-centered approach. Dial (866) 478-4383 to learn more about the available AMFM mental health treatment programs that offer flexible payment options.

How To Get into an ADHD Treatment Program Near You

There are a few steps that are needed to find your ideal ADHD treatment provider and to begin the admission process. Being familiar with the admission and treatment process is valuable knowledge. Knowing what to expect can facilitate comfort and a smooth transition. Some of the steps included in enrolling in an ADHD treatment include:

Step 1

Conduct Preliminary Research on ADHD Treatment

The first step in finding treatment for your adult ADHD symptoms is to thoroughly search nearby treatment providers and program options. We encourage you to keep in mind the details of the treatment you’re looking for, including access to ADHD support groups and ADHD medication options, as well as the location of the treatment facility. The use of evidence-based approaches and holistic treatment options are also important. You may also have a preference for access to high-end and luxurious amenities. Do your research and compile a short list of ADHD treatment providers, like AMFM.
Step 2

Reach Out to ADHD Therapy Providers to Confirm Insurance Coverage

Once you have narrowed down your list of possible treatment providers, you can then begin moving through their admission process. One of the key steps in learning about how to pay for mental health ADHD treatment is to verify your insurance coverage. This allows you to understand the details and maximize your mental health insurance benefits. Additional important components of this process include your out-of-pocket expenses like copayments, deductibles, and premiums. Ensure to inquire about any limitations or exclusions related to your insurance coverage that would impact how you pay for mental health ADHD treatment.
Step 3

Undergo an Assessment for Program Admission

Once your insurance has been verified, the next step in the admission process is to engage in an evaluation that utilizes ADHD assessment tools. These results are then compared to diagnostic criteria so that an accurate diagnosis can be reached and used to guide your treatment. Your assessment will help your treatment team develop a treatment plan that is unique to your needs. It will explore the connection between your ADHD and executive functioning, ADHD and emotional regulation skills, ADHD and social skills, and more.
Step 4

Obtain Medical Clearance for ADHD Therapy

Before you can begin engaging in your ADHD therapy program, your treatment facility may require that you obtain medical clearance to make sure that your physical and mental health will not hurt your ability to engage in treatment. This may include working with your primary care physician and engaging in a comprehensive medical evaluation. This is an important step in the admission process because it works to ensure that your treatment plan is safe for your current symptoms and challenges.
Step 5

Explore Payment Options for ADHD Treatment

When you’re exploring your payment options for ADHD treatment, we encourage you to consider mental health financing options, mental health payment plans, and sliding scale therapy costs. There are a variety of payment options that can help make the cost of ADHD treatment more affordable for you, reducing some of the stress you may experience. If you find that you have lingering concerns about how to pay for an ADHD mental health program, we encourage you to contact A Mission for Michael, we are here to help.
Step 6

Enroll in the ADHD Treatment Program

The final step in the ADHD treatment admission process is to complete the necessary paperwork and begin attending treatment! Once you have reached this step, you can then focus on learning the skills you need, such as ADHD management in the workplace and other adult ADHD self-help strategies. As you continue in treatment, your clinical team will continue to monitor your progress and make necessary adjustments to your treatment plan.
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    Creative Ways to Pay for ADHD Treatment if You Don’t Have Insurance

    At A Mission For Michael (AMFM), we recognize that the cost of ADHD treatment can be overwhelming, especially for those who require extended care. Exploring unconventional solutions can help make ADHD treatment more budget-friendly. Creative options include but are not limited to:

    Uncover Local Charities and Resources for ADHD Assistance

    Local charities and non-profit organizations often provide financial assistance or services for individuals who are struggling with ADHD symptoms and lack access to insurance coverage or other resources. These organizations may offer grants for mental health care and scholarships for access to affordable mental health care.

    Grants, Scholarships, and Community Support for ADHD Therapy

    There are national organizations, such as the Children and Adults with Attention-Deficit/Hyperactivity Disorder (CHADD), which can provide financial assistance when you need help accessing treatment to effectively manage your ADHD symptoms. It’s worth exploring ADHD support groups or community mental health clinics that can help you access behavioral therapy for ADHD.

    Healthcare Credit Cards and EAPs Designed for ADHD Therapy

    Employers who offer Employee Assistance Programs (EAPs) can provide access to ADHD counseling and case management services. Another option is to use healthcare credit cards, such as CareCredit, which can cover treatment costs in affordable monthly payments compared to one lump sum.

    Crowdfunding, Personal Loans, and Savings: Self-Pay Solutions for ADHD Care

    Self-pay options give you flexibility with how you acquire the money for your treatment. This can include a personal loan, accessing a savings account, or even a pension advance. Some have an opportunity to receive a loan from family members in addition to social support. Crowdfunding is also an option that can be done with platforms like GoFundMe.

    Government Aid and Negotiation Tactics for ADHD Treatment

    A common government program that is used to help with funding for mental health treatment is Medicaid. If qualified, it’s worth exploring these subsidized mental health services. You may also have access to Supplemental Security Income (SSI), which can help you access low-cost mental health services.

    Psychologist discussing mental health disorder with male patient.

    How To Get Private Insurance to Pay for ADHD Treatment Programs

    Focus on in-network providers to ensure that you’re able to get the most support from your insurance plan’s mental health insurance benefits. Most insurance plans provide coverage options for funding behavioral health treatment, including behavioral therapy for ADHD, medications, and other therapeutic treatments.

    Once you have chosen an ADHD treatment and therapy program near you, providers like AMFM will verify your insurance coverage before admission. They will provide details on your coverage and any necessary authorizations. Depending on your insurance plan, you may need a formal referral from your primary healthcare provider to remain compliant with the details of your insurance plan. Once you have completed all the required paperwork and documentation, your treatment provider will begin submitting medical claims directly to your insurance provider, allowing you to devote your attention to treatment. If you have specific questions about how to get insurance to pay for ADHD programming, we encourage you to call A Mission For Michael by dialing (866) 478-4384 to speak with an admission counselor.

    Will Insurance Pay for the Costs of Prescribed ADHD Medications?

    Those who have prescription drug coverage within their private health plan can receive coverage for some, if not most, of the costs associated with ADHD medications. Your plan may have specific limitations about the use of name-brand medications and prefer the use of generic options.

    ADHD medication options and medication management services are common components of comprehensive care for attention deficit hyperactivity disorder treatment. Insurance coverage can significantly reduce your out-of-pocket expenses for prescribed ADHD medications.

    How to Lower the Cost of ADHD Treatment

    One way to lower the cost of ADHD treatment is to utilize insurance benefits for ADHD evaluations and assessments, behavioral therapies, and medication management services. It’s understandable to wonder how to pay for long-term ADHD treatment when the costs are high.

    Other options include payment plans, sliding scale fees, and other financial assistance programs. You may also find that public treatment providers offer affordable mental health care options in your area. If you have concerns about being able to afford ADHD treatment, we encourage you to contact A Mission For Michael to explore how to pay for an ADHD program. Call us today to get started today!

    U.S. Statistics and Information on ADHD Therapy Programs

    Check if your health insurance will cover the cost of mental health treatment.